Earn a $600 cash bonus and the Fire Your Financial Advisor Course ($799 Value) exclusively for being referred by White Coat Investor when you refinance your student loans with Brazos!


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Why Choose Brazos Higher Education to Refinance Your Student Loans?

Brazos is a nonprofit with over 35 years of experience with student loans. As a nonprofit, Brazos’ rates can be better than the national lenders. You can refinance up to $150,000 with a bachelor’s degree and up to $400,000 with a graduate, law, medical or other professional degree. The minimum amount to refinance is $10,000. (Available to Texas Residents Only)

Zero Fees
No origination fees. No prepayment penalties. Ever.

Choose your term
Customize your loan to fit your financial goals. With multiple terms to choose from, Brazos has you covered.

Approval in minutes
Save time with their quick, online application. Get pre-approved in minutes.

Transparent Pricing
Unlike most other lenders, Brazos allows you to see their rates before you apply.


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What Brazos Higher Education Customers Say about Refinancing their Student Loans

“Great experience. Super Easy. Zero fees and decreases the overall amount I will owe on my student loans. So happy!.”

“I was surprised to find the Federal Parent PLUS Loan charges an origination fee of 4.2% with interest rates in the 7.6% range. Brazos offers lower rates and zero fees. They made it easy to apply and work through the process.”

“Easy access to communicate with representatives. Prompt responses from all communication as well. Customer service is excellent and feels like a small town local bank. I’ve never felt like just another number.”


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Brazos Higher Education Student Loan Refinancing Terms and Conditions

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