Contact:
877-379-5402
Rate Insurance
Rate Insurance is a nationally recognized, award winning independent insurance agency focused on delivering a modern, client first insurance experience. Founded in 2008 and backed by Rate, the company has grown into one of the fastest organically growing insurance brokerages in the country, with a strong national presence and a reputation for exceptional service.
Rate Insurance specializes in personal and commercial insurance, helping individuals and businesses protect what matters most. Licensed in all 50 states, the firm works with a broad network of top rated insurance carriers to provide coverage options that reflect each client’s needs, priorities, and goals. As an independent agency, Rate Insurance helps clients compare solutions, gain clarity around coverage decisions, and adjust policies as their lives and businesses evolve.
Rate Insurance focuses on making insurance easier and less time consuming for busy professionals. Clients benefit from a streamlined experience, responsive support, and clear communication, without sacrificing personal attention. Experienced insurance professionals guide clients through decisions and remain available for ongoing questions and policy updates, creating confidence well beyond the initial purchase.
With a strong track record of growth, national recognition for service excellence, and thousands of five star customer reviews, Rate Insurance is committed to building long term relationships rooted in trust, clarity, and care. The company believes insurance should be straightforward, accessible, and tailored to each client’s unique needs today and in the future.
Why You?
Rate Insurance brings together the best of both worlds: the efficiency of a modern insurance platform and the reassurance of personalized, human guidance. As a nationally recognized independent agency, we help clients navigate insurance decisions with clarity, confidence, and care. Our team works with over 100 top rated insurance carriers, allowing us to compare options and tailor coverage to each client’s needs rather than forcing a one size fits all solution.
What truly sets Rate Insurance apart is our focus on making insurance easier for busy professionals. We prioritize clear communication, responsive service, and thoughtful coverage reviews as life and financial situations change. Clients don’t just get a policy; they get an ongoing relationship with an experienced advisor who understands how to simplify complex decisions and provide peace of mind over the long term.
Ideal Client
Rate Insurance is a strong fit for individuals and business owners who value clarity, responsiveness, and thoughtful long term planning. Many of our clients have growing assets, evolving personal or professional risks, and limited time to manage insurance decisions on their own. They appreciate straightforward guidance, proactive service, and the ability to revisit and adjust coverage as their lives change.
Clients with more complex insurance needs are especially well served by our approach. Through our extensive carrier network, we are able to place coverage for coastal and wild fire prone properties, higher value and custom homes, and other residences that may be difficult to insure through standard channels. We regularly work with clients seeking elevated coverage limits, broader protections, and an insurance strategy that reflects the full scope of their assets.
Clients who want insurance handled carefully and competently, without unnecessary complexity or pressure, tend to benefit most from working with Rate Insurance.
Testimonials
“I had an excellent experience working with our Rate insurance agent. She was extremely professional, knowledgeable, and attentive throughout the entire process. She took the time to thoroughly understand our needs and explained all aspects of our homeowners policy clearly and in detail. Her communication was timely, her documentation was accurate, and she made the process smooth and stress-free. It was clear that she genuinely cared about ensuring we had the right coverage in place. I highly recommend her to anyone looking for a reliable and professional insurance agent.”
“Rate Insurance was a dream to work with! We needed a homeowner's policy on a second home that we were closing on in 15 days. Our agent was able to get me a very competitive quote with a well-known reputable company. She was reliable, had great communication skills and fast and efficient service. Will use her again!”
“I highly recommend Rate Insurance! Our agent was incredibly responsive and went above and beyond to help us navigate an insurance policy for our vacation home, including securing a supplemental umbrella policy. She made the entire process smooth and easy to understand, answering all our questions with patience and expertise. If you're looking for an insurance agent who truly cares about your needs, Rate Insurance is the one to call”
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