TD Bank

We are one of the 10 largest banks in the U.S., providing more than 9 million customers with a full range of retail, small business and commercial banking products and services at more than 1,200 convenient locations. TD America’s Most Convenient Bank (AMCB) operates along the East coast of the U.S. and has locations throughout the Northeast, mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition to retail and commercial banking, TD Bank offers commercial services through TD Auto Finance. TD Bank AMCB is headquartered in Cherry Hill, N.J.

TD Bank offers 100% loan financing to $1MM – no PMI – future income is allowed. Higher loan amounts available with 5% or 10% down. Purchase & refinance, primary residence. Single family, Condos, Co-ops, PUD’s.

Loan Officers

Sean Perkins (NMLS #895927)

STATES:  MA, NH, RI, VT
EMAIL:  [email protected]
PHONE:  774-502-6619

William Fagan (NMLS #698497)

STATES:  DE, ME, VA, DC
EMAIL:  [email protected]
PHONE:  617-895-7596

Terms

100% financing to $1MM
95% financing to $1.5MM
89.99% financing to $2MM
30 Year Fixed Rate, 5/6 ARM, 7/6 ARM , 10/6 ARM
PURCHASE OR REFINANCE
Single Family, Condo’s, Co-ops, PUD’s
No PMI (Private Mortgage Insurance)
Employment contract/future income allowed – close 90 days prior to start date
Self-employed allowed
Borrowers must be out of residency/internship/fellowship less than 10 years prior to application
IBR payments allowed for student loans
Seller contributions allowed
Loan recast available

Strengths

Borrowers work exclusively with highly experienced loan specialists
Excellent service and expert advice
No down payment options
No PMI
Fixed and Adjustable Rate mortgage rate options

Disclaimer

Rates and programs can change anytime without notice.