United Bank – Mortgage

United Bank understands that as a medical professional, you may be in a unique financial situation that may make this program a good option for you. We combine personal care with a seamless digital homebuying experience designed to provide you with a customized, secure, and transparent mortgage solution. You will know where you are in the process and you can easily upload, sign, and submit required documents all in one place using our secure interface. We are with you every step of the way. Our intuitive technology allows you to connect with our trusted mortgage professionals from any location, on any device, anytime.

Loan Officers

Michael Hirsch (NMLS #330926)
STATES:  DE, MD, NC, SC, VA, WV, DC
EMAIL:  [email protected]
PHONE:  919-480-2075

Terms:

Professional Program1

  • No down payment options available depending on loan amount and product type
  • Primary Residence Only
  • No Private Mortgage Insurance Required
  • Adjustable Rate or Fixed options available

1Loan program is available in the following lending territory: VA, MD, DC, DE, GA, NC, SC, WV , KY**, OH**, and PA**
**Property must be located within 90 miles of a United Bank branch

Qualified doctors include PharmD, MD, DD, DMD/DDS, psychiatrists licensed as MDs and veterinarians (DVM or VDM). This program is also available to applicants still in residency, internship or fellowship (with certain restrictions).

Professions:

MD, DO, DDS, DMD, Resident, Fellows, DVM, Pharmacist

Strengths:

Low Down Payment Options
No Private Mortgage Insurance Required
Purchases or No Cash-Out Refinances
Adjustable Rate or Fixed options available

Disclaimer:

United Bank | NMLS# 522399 (www.nmlsconsumeraccess.org) | Equal Housing Lender | Member FDIC. ADVERTISING NOTICE – NOT A COMMITMENT TO LEND – SUBJECT TO PROGRAM AVAILABILITY. This is not a commitment to lend. All loan applications are subject to credit and property approval. Annual Percentage Rate (APR), programs, rates, fees, closing costs, terms and conditions are subject to change without notice and may vary depending upon credit history and transaction specifics. Other closing costs may be necessary. Flood and/or property hazard insurance may be required. To be eligible, buyer must meet minimum down payment, underwriting, and program guidelines.