Contact:

80 Route 4 East Suite 203
Paramus, NJ 07652

(973) 771-9100

** YOU ARE IN TEST MODE **

Get a Disability Insurance Quote

Protect your biggest asset, your income.

We'll look for discounts and eligibility for a Guaranteed Standard Issue policy.

By clicking "," you understand and agree that we may share the information submitted to third-party insurance brokers who may contact you by phone, email or text and you confirm you have read and agree to our Privacy Policy and Terms of Use.
** YOU ARE IN TEST MODE **

Almost done, !

Select from the agents below. We are proud to partner with independent agents who will help you compare quotes from multiple insurance companies.

Click below to receive your personalized quote.

You must select at least 1 agent
** YOU ARE IN TEST MODE **

Thanks , your quote has been requested.

We have emailed you this info. This trusted team is working to find you discounts and the best coverage. They will reach out soon.

Important Medical Notice for Disability Insurance Applicants

WCI does not ask medical questions. However, when applying for disability insurance, please be aware that you will be asked to provide information by our vetted insurance partners regarding your medical history over the last 10 years. This includes any diagnoses, hospitalizations, surgeries, medications, and treatments for chronic conditions or mental health issues.

Accurate and complete disclosure is essential to avoid unnecessary declines and ensure your application is processed effectively. This information helps us match you with the appropriate coverage and provider, increasing the likelihood of a successful application.

Ready to get coverage in place today? Feel free to reach out to them directly.

What to Know About Disability

  • 1 in 7 physicians end up having to use their disability insurance.
  • Residents physicians typically buy a $5,000 per month benefit and attendings a benefit in the $10,000-$15,000 per month range.
  • A typical policy purchased early in your career will cost between $200-$600 per month.
  • Losing the ability to turn the knowledge and skills you spent a decade learning into a pile of money by working in your profession for decades is one of the most expensive risks that physicians face.
  • Insure well!

Learn More About Disability Insurance

How Much Disability Insurance Should You Buy?
What Disability Insurance Riders Do Doctors Need to Buy?
How to Buy Disability Insurance
Disability Insurance for Physician Couples
Why Doctors Need Own Occupation Disability Insurance Policies

Protuity, formerly DrDisabilityQuotes.com

A decade-long partner of White Coat Investor – aligned in serving medical professionals with transparency, education, and client-first guidance.

What we offer:

  1. Disability Insurance Quotes from the Top Carriers
  2. Detailed Review of Any Current LTD Coverage
  3. Expert Insights & Education
  4. Lifetime Policy Management & Support

As a reminder, there is no extra cost for you to obtain disability insurance through an independent, unbiased broker.

How the Process Works

    1. Request Your Free Quotes Using the Form Above
      We send your customized quotes from the top carriers within 24 business hours.
    2. Review with an Expert
      We walk through your options in a 30-45 minute call – simple, clear, and tailored to your training stage and career.
    3. Application Guidance
      Our case coordinators manage the entire application and underwriting process from start to finish.
    4. Ongoing Service for Life
      Annual reminders for increase riders, past-due premium reminders, help with updates, and support whenever you need it.

Why You?

We pride ourselves on being a client-focused organization dedicated to serving your best interests. We go beyond the standard expectations of an insurance brokerage:

  • Truly Independent: We are completely unbiased and not influenced by any insurance company ensuring our recommendations align solely with your needs
  • Specialized Expertise: We focus exclusively on medical and dental professionals
  • Clear Guidance: Do not rely solely on a spreadsheet! We send you each company quote for review and will explain all of the plans in detail. Informed decisions are the best decisions
  • Nationwide Reach with a Personal Touch: We serve thousands of clients across all 50 states and D.C., offering the expertise of a national firm with the personalized care of a boutique brokerage
  • Ongoing Servicing: We have a dedicated team to ensure you are kept up to date on increase riders, and assist with anything you need throughout the life of your policy

Ideal Client

We assist all Attending Physicians, Fellows, Residents, Medical Students, Dental Specialties, Veterinarians, PAs, NPs, and even spouses in non-medical occupations!

Testimonials

Protuity has been recommended across the WCI community by physicians who value transparency. You may also see mentions of our former name DrDisabilityQuotes.com or our team members – Bob Bhayani, Adam Zalewski, Alyssa DePasquale – across WCI blog comments, Reddit threads, and articles.

Please visit our Google Review page for more client testimonials.

“Bob Bhayani and his team provided outstanding, professional service. They guided me through the process of obtaining the best disability insurance, breaking down the details to make everything simple and clear. Their dedication and expertise are truly appreciated. I highly recommend their services!”

“Adam has been a trusted contact for our family’s insurance needs for the last five years. Working with Adam, we feel assured he has our back and really cares about his clients. His thoughtful and experienced approach in designing our portfolio worked so much more favorably for our family in the long-term especially because we moved around different states. We are grateful to have worked with Adam and would love to continue to work with him in the future.”

“I had a great experience working with Alyssa for my policy. She provided a thorough explanation of disability insurance in general and specifics of each policy. She was very responsive in customizing my policy to meet my specific needs. Overall seamless experience and I got exactly what I wanted. I highly recommend them for any physician needing disability insurance!”

We look forward to receiving your quote request through the form above!

Guest Posts

Learn More