Together Credit Union
Loan Officers
Terms:
0% down to $1.25 million.
5% down to $1.5 million.
10% Down to $2 million.
15% Down Greater than $2 million.
15-year Fixed; 10/6 ARM and 5/6 ARM.
Purchase or Refinance.
Cash-out Refinance available up to 80% LTV.
Primary and Second Homes.
Federal student loans are excluded from Underwriting, if deferred for 12months or longer.
Seller Assist permitted up to 3% with LTV greater than 90%; 6% allowed with LTVs of 75.01 to 90%; and 9% allowed on LTVs at/or below 75%.
No PMI.
No Pre-Payment Penalty.
Conventional and Jumbo Financing Available.
Must be eligible for membership in Together Credit Union.
Professions:
MD, DO, DDS, DMD, Resident, Fellows, CRNA, DPM, Pharmacist
Strengths:
As a Credit Union, we offer lower rates and cost as well as higher yielding checking and savings accounts.
Offer Letter acceptable – must start within 120 days of closing.
100% Financing up to $1.25 million for both Primary and Second/Vacation Homes.
1099 Contracted employees acceptable (upon review).
Minimum Credit of 680 (use the middle of the 3 bureaus) – No Credit Score Adjustments!
Disclaimer:
Equal Housing Lender. Member NCUA. Rates and Programs can change anytime without notice.
