Physician Group at Neo Home Loans

The Bank Said No. That May Not Be the Final Answer.

Home loans for physicians and medical professionals with complex income, high student debt, new 1099 status, or non-traditional files.
Get Pre-Approved in Minutes: https://www.medicalprofessionalhomeloans.com/wcihomeloans/

Most banks are built for simple borrowers. Stable W-2. Clean paystub.Plain-vanilla income. Easy box to check.

But many medical professionals do not fit that box.

You may have locums income, tele-med income, consulting income, K-1s, write-offs, a new private practice, student loans, or a contract that proves your income is coming before your tax history catches up.

That does not mean you cannot buy the home. It may mean you need a lender who knows how to structure medical-professional files.

This Is for You If

• A bank declined you because you recently became 1099
• You bought into or started a private practice
• Your K-1s, write-offs, or income streams look complicated
• Your student loans are hurting your debt-to-income ratio
• You need jumbo financing with low down payment options
• Your property is unusual
• Your credit or reserves are not perfect