First National Bank

At First National Bank, we offer a physician loan program designed specifically for medical professionals. We understand the nuances of physician income, contracts, and career transitions—allowing us to structure financing solutions that align with your goals.

Loan Officers

Ben Clifton (NMLS #455597)

STATES:  DE, MD, VA, DC
EMAIL:  [email protected]
PHONE:  919-815-9852

Josh Feldman (NMLS #659173)

STATES:  FL, NJ, SC
EMAIL:  [email protected]
PHONE:  843-364-5626

Chris Urti (NMLS #436445)

STATES:  OH, WV
EMAIL:  [email protected]
PHONE:  513-807-4960

Ken Roos (NMLS #436834)

STATES:  PA
EMAIL:  [email protected]
PHONE:  412-951-6793

Vincent Sullivan (NMLS #455388)

STATES:  NC
EMAIL:  [email protected]
PHONE:  704-315-8331

Professions

MD, DO, DDS, DMD, Resident, Fellows, DVM, CRNA, DPM

Strengths

Program Highlights:

  • Up to 100% financing
  • No PMI required
  • Flexible underwriting for physician income
  • Future employment contracts accepted within 90 days
  • Available for the following degrees: M.D., D.O., D.D.S., D.V.M., D.M.D., D.P.M., CRNA

Our approach is both professional and personal. We make sure you feel prepared and comfortable, guiding you through each option with clarity so you can move forward with confidence.

Disclaimer

Speak with a First National Bank Mortgage Loan Officer for further details.  This is not an offer of credit or a commitment to lend.  All loans are subject to credit and property approval. Rates, closing costs and fees are subject to change without notice.