Pulse Financial Planning, LLC
Pulse Financial Planning helps healthcare professionals organize, invest, and protect their finances.
- Services: Financial planning, investment management, student loan management, tax strategizing
- Ideal Client: Physicians with families and student loans
- Location: Rochester, MN
- Pulse Financial Planning Application, ADV2
- Website, [email protected], (507)218-7707
Key facts about Pulse Financial Planning:
- Specialty working with newly attending physicians
- Specialty in managing student loans (PSLF & other strategies)
- Currently accepting new clients
- Transparent fees (We never accept commissions)
- No account minimums
- Taken a fiduciary oath
- CERTIFIED FINANCIAL PLANNER™ certificant
- Complimentary consultations available for White Coat Investor readers
Fee Structure:
Financial Planning:
| Annual Fee | Billed Monthly | Managed Assets |
| $5,000 | $416.67 | $0-$200k |
| $4,000 | $333.33 | $200k-$400k |
| $3,000 | $250 | $400k-$600k |
| $2,000 | $166.67 | $600k-$800k |
| $1,000 | $83.33 | $800k-$1M |
| Included | $0 | $1M+ |
- We have no asset minimum.
- Clients may choose to implement investment recommendations at their broker of choice (Vanguard, Schwab, Fidelity, etc.), or through our Investment Management service (below).
Investment Management:
- For financial planning clients that wish to delegate the management of investments.
- We implement investment portfolios through our custodian, Charles Schwab.
| Asset Tier | Management Fee (AUM) |
| $0-$500,000 | 0.80% |
| $500,001 and above | 0.50% |