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What to Do with a Dramatically Lower Income

April 30, 2020 |
2 Comments

Discussing what to do when faced with a severe pay cut. Also taking listener questions about mortgage forbearance, real estate investing during COVID, and lots more.

Read On »

Being a Finance Buff with Harry Sit

February 27, 2020 |
4 Comments

Interviewing Harry Sit today discussing advice-only advisors, health insurance, retirement accounts, financial independence, and lots more.

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The 5-Year Rule for Roth IRA Conversions

February 20, 2020 |
9 Comments

How does the 5-year rule on Roth conversions affect retirement planning? Also talking NNN properties, losing a solo 401(k), keeping cash on hand, and lots more.

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Can I Send Money to India?

February 06, 2020 |
8 Comments

We're talking about international monetary gifts today and answering listener questions on captive insurance, asset protection for residents, and lots more.

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Financial Planning Implications for Solo-Practice Owners

January 22, 2020 |
16 Comments

Understand the unique challenges and opportunities available to the self-employed like QBI, solo 401k, disability, HSAs, mega backdoor Roths, etc.

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Solving Your Financial Mistakes

January 09, 2020 |
3 Comments

Discussing how to get out of investment mistakes like expensive mutual funds and individual stocks. Also talking the 199 deduction, contract negotiation, PSLF side fund, and lots more.

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Supersavers and the Roth vs. Tax-Deferred 401(k) Dilemma

December 09, 2019 |
122 Comments

Are you enough of a super saver that you should be making Roth contributions and conversions in your peak earning years? Today we tackle the question.

Read On »

Improve Your Personal Financial Literacy

November 28, 2019 |
4 Comments

Reviewing a few more books today for CFE week. Also answering reader Q&As on how to invest your HSA, budgeting for a wedding, kids' 529s vs retirement saving, and lots more.

Read On »

Helping Family When They Are Bad with Money

October 24, 2019 |
3 Comments

In this episode, we talk about setting clear rules and boundaries for helping family that are bad with money. Also talking currency diversification, contigency documents in case of your death, and lots more.

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Understanding the Mega Backdoor Roth IRA

October 10, 2019 |
30 Comments

Find out if you can take advantage of contributing after-tax dollars in your 401k via the mega backdoor Roth IRA. Also talking using margin in a portfolio, the index fund "bubble" and more.

Read On »

Will the Politicians Cancel Your Student Loan Debt?

September 12, 2019 |
6 Comments

Should you change your student loan plan based on political talk of canceling loans? We discuss this, plus multiple 401(k)s, VTI vs VTSAX and lots more.

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retirement accounts

Comparing 14 Types of Retirement Accounts

July 30, 2019 |
118 Comments

Not sure which types of retirement accounts you should use? Here's all the information together in one place so you can get a grip on your retirement plan.

Read On »

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Complicated Aspects of 401(k)s – Podcast #44

March 08, 2018 |
20 Comments

Lots to discuss today about 401(k) loans, solo 401(k)s, convincing an employer to switch out of a crummy 401(k), and still answering questions about the backdoor Roth IRA.

Read On »

What to Do If All You Have Is a 401(k)

December 08, 2017 |
82 Comments

Lots of docs are severely limited in their retirement account availability. That's okay. You can always invest more in taxable.

Read On »

The “Secret” Ultimate Roth Contribution

May 24, 2017 |
75 Comments

Who wouldn't love a larger Roth IRA, especially when the alternative is investing in a taxable account? Chad Chubb explains the Mega Backdoor Roth IRA.

Read On »

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