South State Bank
You spend time taking care of others; let us take care of you. To demonstrate our faith in you and all you do, we offer a mortgage loan product specifically for Medical Doctors (MD), Doctors of Osteopathic Medicine (DO), Dentists and Veterinarians, even those currently in residency. With a Physician Loan from SouthState, you are able to come to closing with no down payment and get 100% financing without paying private mortgage insurance (PMI), which is typically required if you are putting less than 20% down.
Loan Officers
Terms:
- Up to 100% financing available (loans up to $1,500,000)¹
- Up to 95% financing available (loans up to $2,000,000)¹
- Up to 90% financing available (loans up to $2,500,000)¹
To find out if a Physician Loan is right for you, please give us a call.
Professions:
MD, DO, DDS, DMD, Resident, Fellows, DVM
Strengths:
- No Private Mortgage Insurance required
- Purchase of primary or secondary residence
Disclaimer:
All loans are subject to credit approval and program guidelines. SouthState Bank N.A. NMLS ID #403455. Member FDIC. Equal Housing Lender. 1. 100/95/90% financing available to qualified borrowers through the bank’s Portfolio Physician's Loan Program. Closing costs must be paid upfront and cannot be financed under the 100/95/90% programs. SouthState will loan up to 100/95/90% of the loan to value based on the lesser of the purchase price or a bank-accepted appraisal.