Fairwinds Credit Union
Tailored Home Financing for Medical Professionals
You serve the community, we serve you. The FAIRWINDS Physician Loan Program makes it easy for doctors, dentists, and other medical professionals to achieve their homeownership dream. From medical school debt to other financial challenges, we understand the unique mortgage needs of healthcare workers. That's why we exclusively offer options for lower monthly payments without PMI premiums on everything from new home purchases to refinancing.
When you get a mortgage through FAIRWINDS, we'll help you get approved with no PMI, meaning you can save hundreds of dollars each month. Plus, we offer a variety of loan solutions to help you find one that fits both your budget and long-term goals.
Speak with a lending expert and start your journey towards home ownership and financial freedom today:
Loan Officers
STATES: AL, AZ, CA, CO, CT, FL, GA, MA, NC, PA, SC, TN, TX, UT, VA, WA
EMAIL: [email protected]
PHONE: 904-860-5564
Terms:
- Primary Residence Purchase or Rate/Term Refinance
- Fixed Rate 30, 20, 15 or 10 year Term
- Variable Rate 10/6 & 5/5 Term
Professions:
MD, DO, DDS, DMD, DPM
Strengths:
- 100% financing up to $1 million
- 95% financing up to $1.5 million
- 90% financing up to $2 million
- No private mortgage insurance required, helping you save more each month
- Use your future income to qualify—even up to 90 days before your job starts
- Deferred student loan payment calculated at just 0.50% of the balance
- Newly self-employed (1099) ? Only one year of tax returns required, or emp contract
- Save Money with no application fee and biweekly payments
- On-time closing guarantee
- Rate Re-Lock Program
- Max dti 50%
- Min score 680
Disclaimer:
Federally insured by NCUA. Equal Housing Opportunity.
FAIRWINDS NMLS #715408