Gulf Coastal Bank & Trust

Our mission is to strengthen our relationship with our customers by combining the values of old-fashioned community banking, that focus on individualized customer service, with innovative, competitive banking products and trust and brokerage services. With over 30 years’ experience in mortgage lending, we can help you through the entire mortgage process. We focus primarily on doctors and high net worth individuals for either purchase, refinance, or construction projects. Give us a call today.

 

 

Loan Officers

Kevin McDaniel (NMLS #176458)
STATES:  FL, LA
EMAIL:  [email protected]
PHONE:  210-712-2562

Terms:

  • 100% to 1.5MM, 95% to 2.5MM and 85% to 3MM
  • ARMS and Fixed rates available
  • Student loans deferred do not count towards ratio’s via SAVE ACT
  • Future income if starting new job, counts if starting within 90 days of closing
  • NO PMI
  • NO PREPAYMENT Penalty
  • Flexible income calculations for self-employed
  • MD, DO, DDS or DMD and Veterinarians allowed for program

 

Professions:

MD, DO, DDS, DMD, Resident, Fellows, PA, DVM, OD

Disclaimer:

NMLS 450086