Three Oaks Wealth
Grant Bledsoe, CFA, CFP®, founded Three Oaks Wealth in 2014 with the intention of helping people live more fulfilling lives through client-centric financial planning. Grant is a CFP® and a CFA charterholder, and builds portfolios that leverage low cost DFA & index funds, strategic asset location, and opportunistic tax management. Grant has specific expertise with Student loan repayment planning, Back door Roth IRA conversions, Retirement Income planning, and Qualified retirement plans for independent contractors & small practices.
Three Oaks Wealth offers complimentary initial consultations and a satisfaction guarantee on all financial plans. Read more about Three Oaks’ Confidence in Advanced Planning process at www.3oakscapital.com.
- Services: Financial planning, investment management, workplace retirement plans
- Fee Structure: Flat-fee, AUM fee, AUM fee + income-based fee
- Location: Sacramento, CA and Portland, OR
- Three Oaks Wealth Application, ADV2
- Website, [email protected], (916) 318-4849
Financial Planning: Initial planning fee of $500 to $5000 based on complexity. There is a guarantee on the initial financial plan. After it’s complete and presented, if you’re unhappy with the value it provides we’ll refund your initial deposit.
For ongoing planning and guidance there is an annual retainer of 1.00% of adjusted gross income plus a percentage of net worth, based on the following tiers:
|$0 – $2,000,000||0.50%|
|Anything above $2,000,000||0.25%|
There is a minimum annual retainer of $1200 for financial planning services, which may be reduced to $900 for current medical residents on a case by case basis. Annual retainers are billed quarterly or monthly based on client preference.
Student Loan Repayment Plan: $500 for one borrower, $800 for two. Additional borrowers may be added for $250 each.
|Managed Assets||Fee For Financial Planning Clients||Fee for Non-Financial Planning Clients|
|All assets above $1,000,000||0.50%||1.00%|
401k & Retirement Plan Management: 0.15% – 1% of retirement plan assets, based on scope of engagement and complexity.