Product Allocation
Should you divide your retirement money up between a stock/bond portfolio, a SPIA, and a VA with living benefits? Not so fast.
Should you divide your retirement money up between a stock/bond portfolio, a SPIA, and a VA with living benefits? Not so fast.
Most variable annuities are too expensive for their benefits. Vanguard, however, offers very inexpensive ones. Most doctors still shouldn't use one though.