A Primary Doctor Approaches Retirement
A physician and his stay-at-home wife are approaching retirement, and not quite sure how to spend their assets.
A physician and his stay-at-home wife are approaching retirement, and not quite sure how to spend their assets.
In some respects, being in the accumulation phase of life is easy. But once you retire, you will have a whole new set of problems to worry about.
The elderly can get away with a lot more when it comes to retirement spending strategies, mostly thanks to their lower life expectancy. Just one more reason why retiring early is really expensive.
Are you aware that most who follow a 4% safe withdrawal rate die with more money than they started retirement with? Here are 6 reasons to avoid hyper-conservatism with your SWR.
Many people have no idea how much they need to retire. This amount can be measured as both a net worth (of investment assets) and as an income. People also aren't sure whether or not to include the am...
The concept of a safe withdrawal rate is important for anyone planning for retirement with or without a financial planner. It helps you to make estimates of how much you might need for retirement and...
If you haven't read the first four parts of this series, I suggest you go there first: Part 1: Sequence of Returns Risk, Inflation Risk, and the Safe Withdrawal Rate Part 2: Getting income from your v...
Part 1 of this series covered the dilemmas faced by retiree investors. Part 2 warned against becoming too focused on income. Part 3 showed you how to reduce your need for portfolio income using Social...
In part 1 of this series, I discussed the big issues that retirees face in investing. In part 2, I demonstrated the risks of becoming an income focused investor, and showed how to deal with several br...
Investing in retirement is a little different than before. Don't get sucked into the "income investor" trap and use your assets wisely.
When investing in retirement you'll need to pay more attention to the sequence of returns, safe withdrawal rates, and especially, inflation.
I am having a bit of a disagreement with a recent article Larry Swedroe wrote. Now Larry is a smart guy, so anytime I find myself on the opposite side of an argument, I get a little uncomfortable. E...
[This article about physician retirement ran as one of my monthly columns from MDMag.com. It starts with the depressing news that a safe withdrawal rate is far lower than most investing novices think,...
Dave Ramsey is spot on with his advice about getting out of debt but I'd be very cautious taking investing advice from him or his endorsed local providers. Here are 4 reasons why he may be leading you astray.
I came home from a busy shift last night to discover the traffic on this site had been 10 times higher yesterday than what it had been averaging. I couldn't figure out what was going on until I saw a...