Returns vs Loan Availability at Lending Club
As regular readers are aware, I'm gradually increasing my portfolio allocation of Peer To Peer Loans (P2P) to 5%, or about 20% of my fixed income allocation. I rolled over Roth IRA money to Lending C...
As regular readers are aware, I'm gradually increasing my portfolio allocation of Peer To Peer Loans (P2P) to 5%, or about 20% of my fixed income allocation. I rolled over Roth IRA money to Lending C...
Peer to peer (P2P) lending through organizations such as Prosper.com and LendingClub.com is in general a high-risk, high-return, highly-tax-inefficient investment. Since the entire return is fully ta...
One of the serious issues with Peer to Peer Lending is the liquidity. It can take time, effort, and money to get out of your investments before all your notes come due. If you are reinvesting in the...
As regular readers know, I've been messing around with peer to peer lending. I first opened an account with Lending Club back in October. In February, I opened an account with Prosper.com. I haven...