Why Vanguard?
Vanguard is the only mutually-owned mutual fund company. That means low costs, high returns, and no BS. That's why Vanguard is my default option.
Vanguard is the only mutually-owned mutual fund company. That means low costs, high returns, and no BS. That's why Vanguard is my default option.
Let the government share in your investment losses. Here is a step-by-step guide to tax-loss harvesting so you can take advantage of market downturns.
What are the best strategies to buy life insurance? Buying life insurance is easy if you avoid common sales tactics, confusion, and follow these five tips.
Avoiding Scams I think I live in the scam capital of the world. It seems not a month goes by that some local pyramid scheme isn't uncovered. There are even billboards on the freeway teaching residen...
Graded versus Level Premiums for Disability Insurance I had a question from a reader: Wanted to ask you about going with a graded vs. level premium for my DI. Again, I am 33, just starting my practice...
ObamaCare and the Sales Tax on House Sales One little known aspect of the contentious health care bill passed recently in Congress is a "sales tax on the sale of a home." Like everything else about th...
Irrevocable Life Insurance Trusts There is a type of trust that protects your assets, helps with your estate planning, and helps minimize taxes. Unfortunately, it comes with a very big caveat. That...
Credit Shelter Trust- Avoid Estate Tax There are many different kinds of trusts. One of the most popular is called a credit shelter trust. The point of this trust is primarily to avoid paying estate t...
How much happiness does money really buy? Probably a lot less than you think. Here are 8 tips on how to maximize happiness through purposeful spending.
Disability Insurance Part 6 - Other types of disability insurance This is part 6 in a series of posts on disability insurance. Here we'll cover some various types of disability including group disabi...
Umbrella Insurance In general, you should self-insure whenever possible and then insure really well against the financial catastrophes out there. Your refrigerator dying or your iphone being lost are...
This is the 5th in a series on disability insurance. Previous installments can be found here. This will discuss how much disability insurance to buy, how to pay for a policy, and when to cancel the p...
There isn't much going on in the sports world during the summer. Hockey and basketball play-offs are over, the NFL is probably on strike again, the Olympics only come around once every four years, an...
Gold! Gold! Gold! It seems you can't look anywhere these days without someone talking about gold and how you should melt down your jewelry and sell it or buy some to protect your portfolio. Many w...
This is the fourth in a series on disability insurance. Previous posts can be found here. This post will discuss the riders on a policy frequently considered by physicians. Remember when faced with...