Anatomy of a Complex Physician Contract Negotiation
Physician contract negotiations are high-stakes affairs, and doctors are poorly prepared to come out well. Time for a new skillset.
Physician contract negotiations are high-stakes affairs, and doctors are poorly prepared to come out well. Time for a new skillset.
The new REPAYE program complicated the decision about whether or not to refinance as a resident. The 50% interest subsidy basically lowers your interest rate during residency, and the effective rate might even be lower than you can get from a private company.
REPAYE is a new federal student loan management program. It is essentially a combination of PAYE and IBR, with a few new features thrown in. Learn the rules and do the math to see what is right for you.
[Updated Editor's Note: Welcome WSJ readers! I see that Josh Mitchell's recent article, US Student-Loan Forgiveness Program Proves Costly, links to this site claiming that some call the PSLF a "Docto...
The first goal for most doctors is to get back to a net worth of zero. It will be far easier to do that if you don't have any credit card debt and if you "go nuts" on your student loans for your first year or two out of residency.
Should you go for forgiveness or try to refinance student loans? When should you pay off debt vs invest? Here are the 10 best ways manage your debt.
Let's Call Your Debt to Income Ratio what it Really is: Your Debt Slave Ratio. That's really what debt is since the borrower is slave to the lender.
[Editor's Note: This is my favorite kind of guest post. It isn't written by a financial professional, but by regular doctors, just like you, who made some smart financial decisions early on in their c...
[Update March 2018: This post was updated a bit. When originally written, there was no PAYE or REPAYE. Be aware that the Obama Administration, the Trump Administration and our current Congress have co...
I saw an article this week that showed that at 514 colleges, the loan default rate has now exceeded the graduation rate. The default rate is now 13% on average across the country, and outstanding stu...