What are the best strategies to buy life insurance? Buying life insurance is easy if you avoid common sales tactics, confusion, and follow these five tips.
You should only insure against financial catastrophes. So how do you decide when your death or disability is no longer a catastrophe? It helps if you go back to the reasons you bought it in the first place.
Michael Relvas explains what it is like to sell life and disability insurance to WCI readers. Also tips for military docs and those looking to replace their policies.
Lawrence Keller, CLU, ChFC is an experienced insurance agent specializing in term life and disability insurance for physicians, dentists, and similar professionals. He is also a Platinum Sponsor of the 2016 WCI Scholarship. Here he discusses his business and industry.
Almost all doctors should buy term life and disability insurance for at least some portion of their careers, but very few should buy it from their professional associations.
Hypothesis I've heard there were 'breakpoints" with term life insurance where the insurance gets cheaper. The classic example is that if you buy just more than $1 Million it can be dramatically cheap...