4 Years of Peer to Peer Lending – High Returns, Low Correlations
My Peer to Peer Loan investments continue to have great returns despite having plenty of defaults. The key is to automate the process to minimize the hassle factor.
My Peer to Peer Loan investments continue to have great returns despite having plenty of defaults. The key is to automate the process to minimize the hassle factor.
Peer to Peer Lending (P2PL) is a relatively new asset class I've been investing in for a few years with good success. The risks are high, but the low correlation with the rest of your portfolio coupled with the high returns make it worth looking into.
I had a problem with Lending Club. No, the problem isn't with the returns. Those are just fine. In fact, my Lending Club returns are an annualized 15.2% since I started investing with them 23 month...
Regular readers will recall that I am investing up to 5% of my portfolio in Peer to Peer Lending (P2PL) through Lending Club and Prosper. This is an update on my investments. I've written before abo...
Those of you who have followed the blog for the last year or so know I've been "messing around" with a relatively new asset class in my portfolio, peer to peer loans through Lending Club and Prosper. ...
Peer to peer (P2P) lending through organizations such as Prosper.com and LendingClub.com is in general a high-risk, high-return, highly-tax-inefficient investment. Since the entire return is fully ta...
One of the serious issues with Peer to Peer Lending is the liquidity. It can take time, effort, and money to get out of your investments before all your notes come due. If you are reinvesting in the...
I dipped my toe into peer to peer lending beginning in October. I've only invested $1000 in a taxable account at Lending Club, mostly as an experiment. If I get serious about it, I'll eventually roll...
Peer to Peer Lending and State Residency So I went to open an account at Prosper.com (in part so I could write a thorough review about it) when I realized I wasn't allowed to. This is bizarre since t...
10 Things You Need To Know About Peer to Peer Lending (P2PL) 1) P2PL is new and it's anti-bank. It's hard to blame the folks protesting against banks. I mean, they offer us loans at crappy rates an...