How I Review Existing Individual Disability Policies
Sometimes you're paying too much money for too little coverage. It might be time to review your coverage, and Larry Keller does it well.
Sometimes you're paying too much money for too little coverage. It might be time to review your coverage, and Larry Keller does it well.
Northwestern Mutual Life finally changed their definition of disability. But they didn't change it to a true own occupation definition.
Northwestern Mutual claims their "Medical Occupation" definition of disability is all that and a bag of Trix. But is it really? And what's with this new definition from Berkshire?
Lawrence Keller, CLU, ChFC is an experienced insurance agent specializing in term life and disability insurance for physicians, dentists, and similar professionals. He is also a Platinum Sponsor of the 2016 WCI Scholarship. Here he discusses his business and industry.
[Editor's Note: This is a guest post from Lawrence B. Keller, CFP®, CLU®, ChFC®, RHU®, LUTCF, who is no stranger to long-time readers of the blog, having submitted a number of guest posts in the past...
[Editor's Note: This post is rather lengthy for a Friday Q&A series, but I thought it was worthwhile as I've been hearing more and more from docs looking at NML for disability insurance.] Q. I'm...
[Editor's Note: Like most industries, the disability insurance market has frequent changes. In this guest post, Lawrence B. Keller, CLU, ChFC, CFP® updates us on some recent changes with MetLife and...
[This is part 2 in a guest post series by Lawrence B. Keller, CFP®, CLU®, ChFC®, RHU®, LUTCF). If you missed part 1, go back and read it first. Larry and I have no financial relationship.] Protecto...
Ed. Note: This is a guest post by frequent contributor Lawrence B. Keller, CFP®, CLU®, ChFC®, RHU®, LUTCF, in which he gives an update on recent changes in the disability insurance marketplace. It i...