Editor's Note: This is part 2 of a two part guest post aimed at helping you to compare the various disability insurance companies and their policies.  If you haven't yet read it, start with part 1. La...

Editor's Note:  I get submissions several times a week for guest posts.  I turn down almost all of them.  I find the best guest posts tend to be those that I solicit from others.  This post is a good...