[This is part 2 in a guest post series by Lawrence B. Keller, CFP®, CLU®, ChFC®, RHU®, LUTCF).  If you missed part 1, go back and read it first.   Larry and I have no financial relationship.] Protecto...

Ed. Note: This is a guest post by frequent contributor Lawrence B. Keller, CFP®, CLU®, ChFC®, RHU®, LUTCF,  in which he gives an update on recent changes in the disability insurance marketplace.  It i...