Supersavers and the Roth vs. Tax-Deferred 401(k) Dilemma
Are you enough of a super saver that you should be making Roth contributions and conversions in your peak earning years? Today we tackle the question.
Are you enough of a super saver that you should be making Roth contributions and conversions in your peak earning years? Today we tackle the question.
Reviewing a few more books today for CFE week. Also answering reader Q&As on how to invest your HSA, budgeting for a wedding, kids' 529s vs retirement saving, and lots more.
In this episode, we talk about setting clear rules and boundaries for helping family that are bad with money. Also talking currency diversification, contigency documents in case of your death, and lots more.
Think twice before passing up the tax break of a 401(k). Here I quantify the benefits of tax-deferred, tax-free growth to see how much a 401(k) is really worth.
Find out if you can take advantage of contributing after-tax dollars in your 401k via the mega backdoor Roth IRA. Also talking using margin in a portfolio, the index fund "bubble" and more.
Should you change your student loan plan based on political talk of canceling loans? We discuss this, plus multiple 401(k)s, VTI vs VTSAX and lots more.
Not sure which types of retirement accounts you should use? Here's all the information together in one place so you can get a grip on your retirement plan.
Here are guidelines to know if you should fix your old car or replace it. Also talking ETFs, buying too much house, disability insurance denials, and more.
Take advantage of the window of opportunity between accumulation and distribution in retirement. Use partial Roth conversions and keep more of your money.
Don't kid yourself, there is no free lunch associated with a 401(k) loan. Find out why savvy investors rarely use them.
Which is the superior investing account when you compare a 401(k) vs HSA? We run the numbers so you can make the best decision for your savings goals.
Answering listener questions today with Speakpipe! We talk 401(k) loans, funding a part-year HSA, 1035 Exchanges for annuities, investing vs. saving for med school, when to file as an S-corp, and lots more!
Some people —especially real estate investors—think using a 401(k) is a bad idea. Most of them don't actually seem to know how a 401(k) works.
What should you do if you're gifted individual stocks? Today we discuss the pros and cons of selling vs. keeping them as a legacy holding in your portfolio. This, plus answering listener questions.
Were you aware that your Solo 401(k) could be used to directly purchase real estate? Find out how it's done and if it's right for you.