MR Insurance Consultants

Michael L. Relvas CFP®,  founded MR Insurance Consultants in the early 2000s with the mission of providing physicians access to an objective, transparent and detail-oriented outlet for learning about private disability insurance. From the start, our focus has always been to prioritize our client's best interest and to provide the necessary support to empower physicians to make their own informed and personal decisions when purchasing term life and disability insurance. With such a similar interest in providing fair & objective finance related information to physicians, it's no wonder that Michael was the first disability insurance agent to sponsor the White Coat Investor.

9200 Corporate Blvd., Suite 390,
Rockville, MD 20850

(800) 817-4522

Get A Disability Insurance Quote

Protect your biggest asset, your income.

We'll look for discounts and eligibility for a Guaranteed Standard Issue policy.

By clicking "", you understand and agree that we may share the information submitted to third-party insurance brokers who may contact you by phone, email or text and you confirm you have read and agree to our Privacy Policy and Terms of Use.

Almost done, !

Select from the agents below. We are proud to partner with independent agents who will help you compare quotes from multiple insurance companies.

Click below to receive your personalized quote.

You must select at least 1 agent

Thanks , your quote has been requested.

We have emailed you this info. This trusted team is working to find you discounts and the best coverage. They will reach out soon.

Ready to get coverage in place today? Feel free to reach out to them directly.

What to Know About Disability

  • 1 in 7 physicians end up having to use their disability insurance.
  • Resident physicians typically buy a $5,000 per month benefit and attendings 10,000-$15,000 per month range.
  • A typical policy purchased early in your career will cost between $200-$600 per month.
  • Losing the ability to turn the knowledge and skills you spent a decade learning into a pile of money by working in your profession for decades is one of the most expensive risks that physicians face.
  • Insure well!

Learn More About Disability Insurance

How Much Disability Insurance Should You Buy?
What Disability Insurance Riders Do Doctors Need to Buy?
How to Buy Disability Insurance
Disability Insurance for Physician Couples
Why Doctors need Own Occupation Disability Insurance Policies

Why You?

We believe in putting our client's best interest first, always.

We provide personalized quotes from the leading own-occupation disability insurance carriers, without any particular bias to one of them. The proposals we provide are company approved and not just agent-created comparisons, so you can be confident the information provided in them is accurate.

We pay attention to detail and strive to provide quality service and advice. We stay up-to-date on new policies, the extensive amount of discounts available to physicians nationwide (including unisex discounts where still available), and have access to special underwriting programs at select hospitals around the country (such as Guaranteed Standard Issue plans).

Physicians can reach out to us with confidence and expect a professional experience, a complete and transparent review of the options available (even when we aren't personally able to sell a policy), and a friendly no-pressure process of reviewing options and applying for coverage.

You can consider our communication as a conversation with a colleague who happens to know a lot about term life and disability insurance.

Ideal Client

Any physician who is looking for an informative and efficient experience, appreciates attention to detail, desires the opportunity to thoroughly understand their options before making a decision, and wants to work with a highly experienced and ethical agent.


Due to FINRA (Financial Industry Regulatory Authority, Inc.) compliance issues, MR Insurance Consultants is not allowed to list testimonials. If you are looking for reader feedback please contact [email protected].