Evolve Bank and Trust
Evolve Bank & Trust is a best-in-class, technology-focused financial services organization headquartered in Memphis TN. We are a specialized nationwide lender with a focus on the medical industry. EBT Medical Professional Program is designed to support the individuals who have made the commitment to a medical career.
Loan Officers
STATES: AL, AZ, AR, CA, CO, CT, DE, FL, GA, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, DC
EMAIL: [email protected]
PHONE: 914-434-5036
Terms:
100% financing to $1,000,000. 95% financing to $1,250,000. 90% financing to $1,500,000. 85% financing to $2,000,000+.
No mortgage insurance. Property types are 1 to 4 family homes, condo, coop, land and new construction. Aggressive debt-to-income ratios, lower Fico scores then competitors, future employment contract, underwriting exceptions per individual.
You qualify for our EBT Medical Professional Program if you are just graduating from medical school, dental school, veterinarian school or 10 years or less out of residency or fellowship.
Professions:
MD, DO, DDS, DMD, Resident, Fellows, PA, NP, DVM, CRNA, DC, OD, DPM, Pharmacist, Clinical Nurse Specialists
Strengths:
Gift funds allowed; Non-occupant Co-borrower; Flexible debt-to-income ratios; Commonsense underwriting; Discounts on closing cost; Minimum reserves required; Self-employed allowed; Dedicated team for processing loans; Portfolio product – we do not sell our loans.
No cost for a fully underwritten pre-approval – Evolve Express Mortgage
Disclaimer:
Evolve Bank & Trust Home Loan Centers (HLCs) are not full service branch locations of Evolve Bank & Trust. These HLCs do not engage in general banking transactions, such as deposits or payments, and only provide Residential Mortgage Loans. Equal Housing Lender. All loans subject to credit approval. Corporate NMLS# 509256.