Civista Bank
Loan Officers
Terms:
Our physician loan program offers zero down payment up to $1,000,000, 5% down up to $1,500,000, and 10% down up to $2,000,000. The physician loan program does not charge any PMI (mortgage insurance).
Professions:
MD, DO, DDS, DMD, Resident, Fellows, DVM, CRNA, DPM
Strengths:
- We cover appraisal fee
- Allows physician to use new employment contract as qualifying income up to 6 months before start date (longer start dates can be considered)
- Construction draw loans
- Allow renovation financing on existing homes
- Vacation homes eligible for physician loan program