Interest rates as of March 9, 2022, and subject to change without notice. The 5-year adjustable rate loan is only one of the many options available.  The 5-year adjustable-rate loan annual percentage rates (APRs) are based on an owner-occupied single-family residence with credit score of 720, tax and insurance escrows, and participation in our automatic payment program for at least 12 months. After the first 5 years, your interest rate can change every 6 months and is subject to an initial interest rate cap of 2.00%, an annual rate cap of 1.00% and a lifetime cap of 5.00%. *The 5-year adjustable-rate loan APR with loan amount of $1,600,000 and 5% down is 2.963% and based on a note rate of 2.875% with .25 point(s) and $6638.28 principal and interest payments. At the first adjustment, the interest rate cannot increase above 4.875% or decrease below 3.000%. If the interest rate reached the lifetime maximum cap of 7.875% your payment would be $11,601.11 **The 5-year adjustable-rate loan APR with loan amount of $1,850,000 and 10% down is 2.962% and based on a note rate of 2.875% with .25 point(s) and $7675.51 principal and interest payments. At the first adjustment, the interest rate cannot increase above 4.875% or decrease below 3.000%. If the interest rate reached the lifetime maximum cap of 7.875% your payment would be $13,413.78. ***The 5-year adjustable-rate loan APR with loan amount of $2,000,000 and 15% down is 2.962% and based on a note rate of 2.875% with .25 point(s) and $8297.85 principal and interest payments. At the first adjustment, the interest rate cannot increase above 4.875% or decrease below 3.000%. If the interest rate reached the lifetime maximum cap of 7.875% your payment would be $14,501.39. Payment amounts shown do not include taxes and insurance premiums. The actual payment amounts will be greater. Actual payment amounts will vary after the first five years based on changes in the index. This is not a commitment to lend. All loans are subject to credit review and approval. Member FDIC | Equal Housing Lender.