Founded in 1937, MSUFCU was established 85 years ago to provide a safe place where members could borrow and save money. Over the years, we've built a strong foundation of relationships with our members – ultimately helping them achieve their dreams. Our employees live our mission every day to spark those moments for members to find financial freedom and security, as they purchase their first cars and homes, start their own businesses, and save for their children's futures.
There are several options to qualify for membership: MSUFCU provides financial services to the MSU community, select employee and community groups, and anyone who is an immediate family or household member of someone who has an MSUFCU account. We offer services to anyone who lives, works, worships, goes to school, or owns a business in Oakland, Genesee, Lapeer, Livingston, and Macomb Counties. Additionally, individuals seeking membership with the Credit Union may opt to donate a minimum of $10 to the Desk Drawer Fund to become a donor member of the foundation.Loan Officer: Jason Crandall
No PMI, as low as 3% down, Fixed-Rate up to 30 years. Loan Amounts $100,000 – $3,000,000
Doctors (MD, Podiatric, Osteopathy, Optometry, Ophthalmology, Chiropractor, etc.), Advance Practice Providers (Physician Assistant, Nurse Practitioner, Clinical Nurse Specialist, Nurse Anesthetists, MSN/MSPAS), Dentist (DDS/DMD), Veterinarian (DVM), Accountant (CPA), Attorneys
MSUFCU's Professional Mortgage Loan provides you the financial flexibility you need.
As little as 3% down.
No requirement for private mortgage insurance (PMI).
Employment verification letter or employment offer letter may be used for qualification.
Gift funds may be used for qualification.
Student loans deferred for 12 months may be excluded from qualifying ratio in some instances.
60 day Pre-Approval Rate Guarantee.