If you are an attending (or a resident with contract in hand) and you will not be directly employed by a 501(c)3 (and thus eligible for Public Service Loan Forgiveness) you should almost surely refinance your loans. The White Coat Investor has negotiated a special deal for you with these companies.

Company
Cash Back
Rates
Residents?
$500*
Variable 1.89%-5.99% APR
Fixed 2.63%-6.25% APR
*Low Rate Guarantee
Yes
$750-1500*
Variable 1.89%-5.74% APR
Fixed 2.80%-5.85% APR
No
$500*
Variable 1.99%-5.74% APR
Fixed 2.98%-5.89% APR
No
$300
Variable 1.89%-5.90% APR
Fixed 2.80%-6.00% APR
Yes
$500
Fixed 2.55%-6.17% APR
Yes
$650
Variable 2.39%-6.01% APR
Fixed 2.79%-5.99% APR
No
$500-1000
Variable 1.93%-8.24% APR
Fixed 2.79%-8.49% APR
No
$500
Variable 2.25%-6.43% APR
Fixed 2.99%-6.88% APR
Yes
$300-550
*Variable 1.97%-6.82% APR
Fixed 2.83%-6.74% APR
No
$250-500
Variable 1.91%-5.25% APR
Fixed 2.95%-7.63% APR
No
$600
Variable 1.89%-4.81% APR
Fixed 2.95%-4.35% APR
No