Loan Officer: Matt Brozek
States: CA, FL, SC, TX, WA


0% down up to $1,500,000; 15% down up to $3M. NO Mortgage Insurance. Primary Residence, Second Home, and Investment options. Loans available for Purchase, Refinance, and One-Time-Close Constuction.

Programs require a 720 credit score. Can fund 90 days prior to the start date of the new employment. Student loan debt is not counted in qualifying ratios. 3 months reserve requirements. Portfolio and alternative options for 1099/Self-Employed less than two years.


Program available to Interns, Residents, Fellows, Doctors, Dentists, Clinical Professors, Researchers, or Managing Physicians with a current license and a degree of Doctor of Medicine(MD). Portfolio Programs are also open to Attorneys, CPAs, and other Professional designations, as well as Visa holders. No restrictions on years in practice.


Flexible guidelines and loan Underwriting that allow for a more streamlined and less stressful process. We have a dedicated and experienced team to serve our Medical and Professional clients.

Matt Brozek (NMLS #8985) can be reached at 916-671-4028 or [email protected]