Loan Officer: Matt Brozek
States: CA, FL, SC, TX, WA


0% down up to $1.5M, NO Mortgage Insurance. Options for minimal down above $1.5M.

Programs require a 720 credit score. Can fund 90 days prior to the start date of the new employment. Student loan debt is not counted in qualifying ratios. 3 months reserve requirements. Portfolio and alternative options for 1099/Self-Employed less than two years.


Program available to Interns, Residents, Fellows, Doctors, Dentists, Clinical Professors, Researchers, or Managing Physicians with a current license and a degree of Doctor of Medicine(MD). Portfolio Programs are also open to Attorneys, CPAs, and other Professional designations, as well as Visa holders. No restrictions on years in practice.


Flexible guidelines and ability to grant exceptions. Options for less than 2 years Self-Employed.

Matt Brozek (NMLS #8985) can be reached at 916-671-4028 or [email protected]