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  • Avatar StuRedman 
    Participant
    Status: Physician
    Posts: 35
    Joined: 01/09/2016

    A good day to put 5500 in my IRA?

    in reply to: I congratulate the forum #102122 Reply
    Avatar StuRedman 
    Participant
    Status: Physician
    Posts: 35
    Joined: 01/09/2016

    Just bought a computer, that I plan to put together,  from newegg with bitcoin. I thought I would pull out a bit 20k seems so high… If it crashes I’ll still have a computer at least.

    in reply to: Bought Bitcoin and can't stop !!! #88023 Reply
    Liked by NaOH
    Avatar StuRedman 
    Participant
    Status: Physician
    Posts: 35
    Joined: 01/09/2016

    Yikes!  I thought 1500 for my son’s basketball team was pricey.

    Avatar StuRedman 
    Participant
    Status: Physician
    Posts: 35
    Joined: 01/09/2016

    If you have time to watch it ESPN’s 30 for 30: Broke is a fascinating glimpse into athletes financial problems.  https://www.youtube.com/watch?v=Elfw0ESih-A

     

    Most people hit the peak earning years later in life and have the wisdom(hopefully) to spend it wisely.  Athletes are the opposite, they hit peak earnings when they are young and do some foolish things.  I know if I had millions in my early 20’s it probably wouldn’t have ended so well.

    in reply to: Idiot of the day: Julio Jones #55883 Reply
    Liked by hatton1, Zaphod, G
    Avatar StuRedman 
    Participant
    Status: Physician
    Posts: 35
    Joined: 01/09/2016

    I started with circle, which stopped trading USD for btc.  I am using coinbase now which is associated with GDAX.  No problems with them thus far for me, they have had some questionable outages when prices move fast, but I am not day trading so it doesn’t bother me.  I have enjoyed learning about the tech and the gains are fun too…

    in reply to: Let's talk about cryptocurrency… #53158 Reply
    Avatar StuRedman 
    Participant
    Status: Physician
    Posts: 35
    Joined: 01/09/2016

    I have some fun money in btc and eth.  Dumb?  Probably, but who knows.  If it takes off yay, if not no worries.  Make sure to secure your coins in a wallet that isn’t on an exchange.  Hardware or paper is probably best.  I use a Trezor.

    in reply to: Let's talk about cryptocurrency… #53142 Reply
    Avatar StuRedman 
    Participant
    Status: Physician
    Posts: 35
    Joined: 01/09/2016
    Earnest refinancing bonus

    Here preschool is for 3 year olds and 4 year olds.  Pre K is for kids that aren’t mature enough for kindergarten or for parents red shirting kids.  We have sent all our kids to preschool.  We are sending our youngest to pre k, she has a summer birthday and would be on the young end of the kindergarten spectrum.

    in reply to: Thoughts on Pre-K? #51309 Reply
    Avatar StuRedman 
    Participant
    Status: Physician
    Posts: 35
    Joined: 01/09/2016

    Should have sent him a link to http://www.rosettastone.com/learn-english/ too.

    in reply to: Interesting Request #50579 Reply
    Avatar StuRedman 
    Participant
    Status: Physician
    Posts: 35
    Joined: 01/09/2016

    OMG was he Mario Jasso too?  lobbing softball questions to himself?  He couldn’t even pick a new first name?  How many Mario’s are running around out there?  Too funny!

    in reply to: Get Your Popcorn, this one is good #49612 Reply
    Avatar StuRedman 
    Participant
    Status: Physician
    Posts: 35
    Joined: 01/09/2016

    We have 2 million from USAA, 177$ per year.  Really happy with USAA.

    in reply to: What company do you use for umbrella? #47826 Reply
    Avatar StuRedman 
    Participant
    Status: Physician
    Posts: 35
    Joined: 01/09/2016

    In our area the commission is 7%…  The agents band together so no one sees fsbo or discount realtors.

    in reply to: Selling a home FSBO #44186 Reply
    Avatar StuRedman 
    Participant
    Status: Physician
    Posts: 35
    Joined: 01/09/2016

    I had someone steal my SS# and file taxes last year.  As a result we froze our credit and signed up for credit karma for free monitoring.  From what I’ve read and understand the monitoring services are fairly worthless.  Freezing our credit gives me peace of mind.  Stupid scammers…

    in reply to: Is it worth paying for identity theft surveillance? #42729 Reply
    Avatar StuRedman 
    Participant
    Status: Physician
    Posts: 35
    Joined: 01/09/2016

    I get 2-3 calls a month from scammers in India, pretending to be Microsoft mostly.

    in reply to: Did the Nigerian Scammers Move to India? #37799 Reply
    Liked by Craigy
    Avatar StuRedman 
    Participant
    Status: Physician
    Posts: 35
    Joined: 01/09/2016

    Might as well jump all in then.  I am a state employee so my salary is reported and public.  I know people have searched it.

    in reply to: Net Worth Transparency #37798 Reply
    Avatar StuRedman 
    Participant
    Status: Physician
    Posts: 35
    Joined: 01/09/2016

    I listened to their pitch and said ‘thanks but no thanks’.  I’ll stick with a low fee KISS portfolio.  Fees are the one thing you can control.

    in reply to: Personal Capital financial advisors #37024 Reply
    Liked by TheAbacus
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