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  • Avatar okayplayer 
    Participant
    Status: Physician
    Posts: 126
    Joined: 05/25/2016

    It took us almost 3 years to the day from when we finished residency to reach a net worth of 0. Started off with a net worth of -726k. Today (5 years post residency) we are at +783k.

    Two physician household.

    in reply to: Back to Broke #251649 Reply
    Avatar okayplayer 
    Participant
    Status: Physician
    Posts: 126
    Joined: 05/25/2016

    My kids and I loved the Shedd Aquarium when we went this summer. Very cool place.

    Would have liked to go to the Field Museum but it was a day trip.

    in reply to: things to do in Chicago #248979 Reply
    Avatar okayplayer 
    Participant
    Status: Physician
    Posts: 126
    Joined: 05/25/2016
    in reply to: Proposed federal bills limiting OON billing #245868 Reply
    Liked by Tim
    Avatar okayplayer 
    Participant
    Status: Physician
    Posts: 126
    Joined: 05/25/2016

    Knockarounds

    in reply to: Best sunglasses #245338 Reply
    Avatar okayplayer 
    Participant
    Status: Physician
    Posts: 126
    Joined: 05/25/2016

    My favorite is homemade marinara so we grow our own tomatoes, onions, garlic, basil and oregano. Last year froze about 20 pints, which lasted us the year.

    Also a lot of fun!

    in reply to: Gardens #243845 Reply
    Avatar okayplayer 
    Participant
    Status: Physician
    Posts: 126
    Joined: 05/25/2016

    Neglected to mention that I am in a specialty with extremely low Medicare reimbursement compared to commercial payers compared to most other specialties. The most concerning elements of the proposed legislation tie OON reimbursement to 133% of Medicare reimbursement (IF that became the standard reimbursement rate for commercial payers, it would amount to a 60-70% paycut for physicians in my specialty).

    in reply to: Proposed federal bills limiting OON billing #239785 Reply
    Avatar okayplayer 
    Participant
    Status: Physician
    Posts: 126
    Joined: 05/25/2016
    Earnest refinancing bonus

    Presumably the patient is not staying in Mexico all that long (maybe a week). Who deals with more delayed postop complications, since the surgeon is located nowhere near the patient geographically?

    I would not have anything permanently implanted in me in a third world country to save a few bucks, but that is just me. I’d be very worried about sterilization processes, who is anesthetizing me and what is their competency, etc. I’ll pay my $5,000 copay and sleep in my own bed on POD 1/2, thank you very much.

    in reply to: NYT: Total knee arthroplasty in Mexico #238003 Reply
    Avatar okayplayer 
    Participant
    Status: Physician
    Posts: 126
    Joined: 05/25/2016

    Data can be deprioritized I guess over postopay customers (has not been my experience at all). Can’t finance a phone (I never would anyway).

    Seems like an awesome deal.

    in reply to: Corporate Verizon/AT&T discounts #237913 Reply
    Liked by billy
    Avatar okayplayer 
    Participant
    Status: Physician
    Posts: 126
    Joined: 05/25/2016

    Just an update: I did what gas passer recommended and switched us to Verizon prepaid. VERY happy so far. 2 lines with more data than we’d ever need is $75/mo including taxes. I bought discounted prepaid cards which brought it down to $60/mo total. So far, service has been perfect. Have not had any issues at all. Thanks for the great recommendation.

    in reply to: Corporate Verizon/AT&T discounts #237725 Reply
    Avatar okayplayer 
    Participant
    Status: Physician
    Posts: 126
    Joined: 05/25/2016

    Joke is on us when he defaults on his US government backed student loans and we all pick up the tab.

    This garbage school should not be allowed to issue US federal student loans.

    Obviously this clown was never going to match, yet they admitted him and took his money.

    Avatar okayplayer 
    Participant
    Status: Physician
    Posts: 126
    Joined: 05/25/2016

    runfast00 is my new hero.

    in reply to: Prior-Auth/Utilization Review Side Gig #236411 Reply
    Liked by legobikes
    Avatar okayplayer 
    Participant
    Status: Physician
    Posts: 126
    Joined: 05/25/2016

    Update:
    Visible is not good!! I can’t get into it due to what a massive headache it has been, but I had to update here lest anyone consider switching to that company.

    Will pony up for Verizon. I get a $150/mo pretax deduction through my corporation for internet/phone and my wife gets paid $50/mo for a phone from her employer, so that obviously covers the whole cost for a legit carrier. I can’t run the risk of not getting a call from the hospital when I’m on call (I’m in a critical, time-sensitive specialty) because I was being cheap.

    in reply to: Corporate Verizon/AT&T discounts #236080 Reply
    Avatar okayplayer 
    Participant
    Status: Physician
    Posts: 126
    Joined: 05/25/2016

    Woah, interesting. We have a solo 401k with an EIN.

    in reply to: Corporate Verizon/AT&T discounts #235854 Reply
    Avatar okayplayer 
    Participant
    Status: Physician
    Posts: 126
    Joined: 05/25/2016

    Verizon prepaid sounds like a good way to go if Visible is a bust (I’m a little skeptical to be honest). I didn’t commit to anything beyond the first month with Visible.

    The only folks who have service at my hospital have Verizon, so I was restricted to their network when I was looking to switch.

    in reply to: Corporate Verizon/AT&T discounts #235199 Reply
    Avatar okayplayer 
    Participant
    Status: Physician
    Posts: 126
    Joined: 05/25/2016

    So my wife and I switched to something called Visible (uses Verizon’s network). $40/mo each for unlimited everything (all taxes included). No contracts. I feel like a bit of a cheap skate but that is under half of what Verizon would have run us for the same plan.

    If it ends up being a bust, we are not committed and will switch to Verizon I guess.

    in reply to: Corporate Verizon/AT&T discounts #235057 Reply
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