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  • Dreamgiver Dreamgiver 
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    Status: Physician
    Posts: 892
    Joined: 03/09/2017

    You make enough to do both. Otherwise retirement first and foremost since those years, once they are gone, they are gone.

    in reply to: Save for home down payment vs 401k contribution #253843 Reply
    Dreamgiver Dreamgiver 
    Participant
    Status: Physician
    Posts: 892
    Joined: 03/09/2017

    It would be best to structure the sign on bonus so that you can pay taxes now at a much lower bracket. Just my 2 cents.

    in reply to: 2nd Year Resident and Signing Bonus Question #253836 Reply
    Dreamgiver Dreamgiver 
    Participant
    Status: Physician
    Posts: 892
    Joined: 03/09/2017

    Monthly

    in reply to: How often are you investing in taxable accounts? #253157 Reply
    Dreamgiver Dreamgiver 
    Participant
    Status: Physician
    Posts: 892
    Joined: 03/09/2017

    If it is the same line of work (income from professional medical services provided by you) i’d keep it all together.

    in reply to: Sole Proprietor starting new practice #252726 Reply
    Dreamgiver Dreamgiver 
    Participant
    Status: Physician
    Posts: 892
    Joined: 03/09/2017

    We had a 35 yr old GE side by side fridge. It
    Worked ok but it wasn’t cold enough for my wife’s breast milk so we got an LG french door one, only extra option is the ice maker. Well after a few days it started leaking water from where the water line in the back goes into the freezer. Tech came 4 times trying to fix it. After 2 months home depot begrudgingly ended up sending a new unit. LG support was useless. New unit did the same. This time the tech changed the whole water apparatus and problem got fixed. As you start reading online, most brands have issues. Amazing that technology that has been around for so long at this point is not perfected. French door design is much better as what you use most commonly is at eye level and having freezer at the bottom is more energy efficient. When we renovate our kitchen we will get a subzero, albeit one of the smaller less fancy ones. There a huge difference in the build quality and ability to keep food good for longer. With the induction stoves, is it instant off once you turn it off like gas stoves behave?

    in reply to: Kitchen appliances #252466 Reply
    Dreamgiver Dreamgiver 
    Participant
    Status: Physician
    Posts: 892
    Joined: 03/09/2017

    okay now I’m getting that bug where the homepage says I’m not logged in. But I can click on any thread and I am logged in.

    Click to expand…

    What about the log in problems? It literally says in red unable to log in for me on my laptop. And for instance when I look to the top now it looks like a guest where it shows log in and register, even though this post will publish

    Click to expand…

    Same here from my Mac laptop. No issues on the iPhone

    in reply to: Dead forum? #252194 Reply
    Dreamgiver Dreamgiver 
    Participant
    Status: Physician
    Posts: 892
    Joined: 03/09/2017

    It works ok on my iPhone but not from my Mac laptop. Main issue I have is it won’t let me log in now. Once my UN and password are in, nothing happens

    in reply to: forum sick but not dead #251345 Reply
    Dreamgiver Dreamgiver 
    Participant
    Status: Physician
    Posts: 892
    Joined: 03/09/2017

    Try a Mustang GT, comes with a stick and as a convertible. Reliable powertrain, Tons of power and lots of fun, very affordable. Otherwise a Shelby. The 2020 Shelby supposedly will have about 750hp, only manual tranny. Ferrari territory for around 70k.

    in reply to: Buying a Fun Weekend Car #250981 Reply
    Dreamgiver Dreamgiver 
    Participant
    Status: Physician
    Posts: 892
    Joined: 03/09/2017

    Renting the car you are considering buying is a great idea. We just went on a weekend getaway and rented a Mustang GT. Wanted a Shelby but was not offered in that area.

    in reply to: new car haggling #250722 Reply
    Liked by Peds
    Dreamgiver Dreamgiver 
    Participant
    Status: Physician
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    Joined: 03/09/2017

    At 400k you should be able to cash flow both of those expenses over 6 months or so, assuming 30k for furniture and 40-50k for landscaping. Would you borrow at what, 5-6% to buy furniture or plants/rocks?

    in reply to: How to finance home finishing costs for a new build? #249804 Reply
    Liked by ZZZ, FIREshrink
    Dreamgiver Dreamgiver 
    Participant
    Status: Physician
    Posts: 892
    Joined: 03/09/2017

    7% is the average return of the stock market. Why go into something this complex for similar returns?

    in reply to: Has anybody invested in real-estate interval funds? #249268 Reply
    Liked by jfoxcpacfp
    Dreamgiver Dreamgiver 
    Participant
    Status: Physician
    Posts: 892
    Joined: 03/09/2017

    Turn your letter in today. Enjoy life. You have worked hard. No reason to stay in an unhappy work situation. Take a few months to figure out how you want to move forward.

    in reply to: Private Equity Employment #249255 Reply
    Dreamgiver Dreamgiver 
    Participant
    Status: Physician
    Posts: 892
    Joined: 03/09/2017
    in reply to: Crowdfunded Real Estate Tax Question #249220 Reply
    Dreamgiver Dreamgiver 
    Participant
    Status: Physician
    Posts: 892
    Joined: 03/09/2017

    Absolutely not. Value your privacy.

    in reply to: Disclose potential pregnancy/IVF plans to new employer? #249160 Reply
    Dreamgiver Dreamgiver 
    Participant
    Status: Physician
    Posts: 892
    Joined: 03/09/2017

    529 or Utma. No munis, bonds or conservative investments either. This is where you go big or go home.

    in reply to: Whole Life for Grandchild #248974 Reply
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