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Worker's Comp "if any" policy for Independent Contractor in Califo

Home Asset Protection Worker's Comp "if any" policy for Independent Contractor in Califo

  • Avatar SteffanW 
    Participant
    Status: Advanced Practice Provider
    Posts: 123
    Joined: 01/24/2019

    Hi all,

    I have an S Corp and contract with facility in California. I believe I’m an independent contractor (although I know people are always confused about that since you can still be a 1099 and considered an employee.) The facility is telling me I need to get an “if any” policy through Worker’s Comp. I read a bit on-line to see if independent contractors in CA need Workmen’s Comp. I came across a link that tells me I don’t even qualify for Workmen’s comp. I have no clue what an “if any” plan even is let alone if I am actually allowed to get it. Here is the link I found telling me independent contractors don’t qualify for Workmen’s comp in CA: https://www.shouselaw.com/workerscomp/independent-contractor

    Please let me know what you think.

    Any links on the topic would be greatly appreciated.

    #214576 Reply
    Avatar southernerdoc 
    Participant
    Status: Physician
    Posts: 79
    Joined: 03/10/2019

    You can get a policy.  I had one, but chose to renew it (sole proprietor).  It was through Hartford Life I believe.  I can dig up the paperwork if you want.

    I obtained it because if I get a needle stick injury at work and contract HIV or get injured while responding to a call (EMS physician), my health insurance likely will not cover the initial workup/PEP and possibly even long-term care.

    #214590 Reply

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