SteffanWParticipantStatus: Advanced Practice ProviderPosts: 123Joined: 01/24/2019
I have an S Corp and contract with facility in California. I believe I’m an independent contractor (although I know people are always confused about that since you can still be a 1099 and considered an employee.) The facility is telling me I need to get an “if any” policy through Worker’s Comp. I read a bit on-line to see if independent contractors in CA need Workmen’s Comp. I came across a link that tells me I don’t even qualify for Workmen’s comp. I have no clue what an “if any” plan even is let alone if I am actually allowed to get it. Here is the link I found telling me independent contractors don’t qualify for Workmen’s comp in CA: https://www.shouselaw.com/
Please let me know what you think.
Any links on the topic would be greatly appreciated.May 14, 2019 at 5:36 pm MST #214576southernerdocParticipantStatus: PhysicianPosts: 79Joined: 03/10/2019
You can get a policy. I had one, but chose to renew it (sole proprietor). It was through Hartford Life I believe. I can dig up the paperwork if you want.
I obtained it because if I get a needle stick injury at work and contract HIV or get injured while responding to a call (EMS physician), my health insurance likely will not cover the initial workup/PEP and possibly even long-term care.May 14, 2019 at 7:07 pm MST #214590