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Student Loan Refinance-ers who has best offers recently (March 2019)?

Home Student Loan Management Student Loan Refinance-ers who has best offers recently (March 2019)?

  • Avatar Benji 
    Participant
    Status: Physician
    Posts: 21
    Joined: 01/20/2019

    Just got 3.524% fixed on a 5 year from SoFi. Almost as good as First Republic who I was hoping to be able to use but too far away.

    #212285 Reply
    Avatar Dr.Blue 
    Participant
    Status: Resident
    Posts: 15
    Joined: 06/05/2017

    3.524% for a fixed isn’t bad. However isn’t the variable almost 1 full point lower? If you using a 5 year term and paying it off fast doesn’t it make more sense for the variable?

    #212410 Reply
    Avatar Benji 
    Participant
    Status: Physician
    Posts: 21
    Joined: 01/20/2019

    I forget the variable rate, but believe it was 2.8%. I considered both, but with the variable rate changing on a month to month basis and the general prediction that rates from here will go up, thought that a fixed rate at 3.524% was too good to pass up and didn’t want to get greedy.

    #212955 Reply
    Avatar newdoc2016 
    Participant
    Status: Physician
    Posts: 12
    Joined: 08/26/2018
    medical school scholarship sponsor

    Recently refinanced from a fixed 6 year 3.6% fixed rate with Earnest to a 5 year 2.35% variable with SoFi.

    #214026 Reply
    Avatar mlopez02 
    Participant
    Status: Student
    Posts: 11
    Joined: 05/23/2016

    Got 5 year 2.64 variable with Commonbond.

    #214829 Reply

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