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  • Avatar CECRNA 
    Participant
    Status: Advanced Practice Provider
    Posts: 44
    Joined: 02/03/2019

    @itengineer, did you recoup your money when Netbank when bankrupt? I assume it was FDIC insured.

    #216231 Reply
    Avatar G 
    Participant
    Status: Physician, Small Business Owner
    Posts: 1799
    Joined: 01/08/2016

    @itengineer,
    Medallion signature
    Notary
    Depositing rolls of pennies, nickels, dimes, and quarters for grandma and kids.
    Getting cash in the dominations requested
    Getting foreign currency
    Depositing cash in an account I am not a signer on.

    Click to expand…

    cashing checks

    free dum-dum lollipops

    no fee when emptying out the spare change bucket (although I do like the coinstar with amazon.com option)

    good for taking your kid to deposit real, honest to goodness, money into their account.  just like adults, it seems more concrete for them than numbers on a computer screen!

    #216235 Reply
    Liked by Lordosis
    Avatar StarTrekDoc 
    Participant
    Status: Physician
    Posts: 2040
    Joined: 01/15/2017

    Netbank was taken over by INGdirect and then moved over to CapitalOne.  I didn’t lose any dollars in either transition.

    Missed those days of being paid to open accounts at Netbank.  That was a fun time on the internet!

    #216236 Reply
    Liked by G
    Avatar CECRNA 
    Participant
    Status: Advanced Practice Provider
    Posts: 44
    Joined: 02/03/2019

    Just opened at Ally, with some left in B&M bank for easy access. Thanks everyone!! Now I can channel the rest of the cash to taxable

    #216320 Reply
    Avatar jacoavlu 
    Moderator
    Status: Physician, Small Business Owner
    Posts: 2374
    Joined: 03/01/2018

    In my opinion it’s hard to beat Charles Schwab’s online checking account product. I’ve had over a decade of excellent service. ATMs fees always refunded. Excellent mobile app and website. Deposit checks up to $20 or $25k via the app and those usually clear within hours. Free checks. People in Arizona answer the phone when I call for help. Linked to a brokerage account which I find excellent as well though I prefer Vanguard’s mutual funds and money market. I don’t use Schwab’s savings account.

    The Finance Buff's solo 401k contribution spreadsheet: https://goo.gl/6cZKVA

    #216329 Reply
    Avatar wideopenspaces 
    Participant
    Status: Physician
    Posts: 1137
    Joined: 01/12/2016

    I love USAA. Been with them since I was 18 and online checking is super easy. I plan to open an ally account later this year. And we use brick and mortar local bank for my 11yo who loves to deposit and pull cash out from a bank. I think it makes him feel very grown up!

    #216336 Reply
    Avatar Molecularblonde 
    Participant
    Status: Spouse
    Posts: 203
    Joined: 08/22/2017

    Sorry to interject here…

    Does Ally provide checks? Can you get foreign currency from them?

    Thanks!

    #216357 Reply

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