Is this a normal hospital bill for delivery?
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We received the hospital bill from our child’s birth almost six months after the actual stay. I asked them for an intemized bill just to get some sense of it, and it isn’t very helpful. Is this amount the norm for induction/delivery/leave the hospital at the 24 hour mark? I realize there’s probably a wide range, but it seems a bit high. What’s odd is that the birth of our first child was using the same insurance and amounted to a bill of $0, but it was at a different hospital.
I’m not sure what to do about it if it seems high. Ask for more clarification?
Was it in network? If so, isnt the “adjustment” by the insurance company supposed to cover all but the co-pays/co-insurance required per your insurance company?
Insurance paid exactly 80% after the adjustment and $100 copay.
Seems about normal to me. But my perspective is small.
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Looks about right. My wife had an orthopedic outpatient procedure recently and was held overnight for observation as a precaution given her medical history. The “bill” sent to insurance was around 65k. After “adjustments” of about 57k, the rest was applied to our deductible/copays.
3 non-complicated births at 2 different hospitals with very similar coverage–that looks about right. I actually happen to have one of my son’s bill handy and it is right in the same ballpark.
Thank you guys. I looked up the coverage in-network and it turns out it’s 80%. Maybe the insurance had better (100%) inpatient coverage when we had our first child.
You should look for language in your insurance policy about timely billing. Though probably to no avail as your insurance paid. If it was beyond their allowed billing period they probably wouldn’t have paid. But worth a little work investigating. 6 months is kinda ridiculous. Not uncommon, but still ridiculous for a delivery.
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Looks about correct for raw charges and such. Almost exactly what ours was.
Pretty weak itemization on their part.
“But investing isn’t about beating others at their game. It’s about controlling yourself at your own game.”
― Benjamin Graham, The Intelligent InvestorYou should look for language in your insurance policy about timely billing. Though probably to no avail as your insurance paid. If it was beyond their allowed billing period they probably wouldn’t have paid. But worth a little work investigating. 6 months is kinda ridiculous. Not uncommon, but still ridiculous for a delivery.
We got a bill from the hospital I work at over a year after delivery!!! I was starting to think maybe there was an error and we were never going to receive a bill. Talk about timely….Well we didn’t say anything because there is no reason to ruffle feathers and we can easily afford the bill. Anyway, to save money next time you could consider a home birth. (Yikes!)
You should look for language in your insurance policy about timely billing. Though probably to no avail as your insurance paid. If it was beyond their allowed billing period they probably wouldn’t have paid. But worth a little work investigating. 6 months is kinda ridiculous. Not uncommon, but still ridiculous for a delivery.
We got a bill from the hospital I work at over a year after delivery!!! I was starting to think maybe there was an error and we were never going to receive a bill. Talk about timely….Well we didn’t say anything because there is no reason to ruffle feathers and we can easily afford the bill. Anyway, to save money next time you could consider a home birth. (Yikes!)
We had this happen too. Kid was about 18 mos old if I remember and we got some bill for around $40. I completely forget all the details, but it was from the hospital stay itself after the C-section (not the lab, OB, anesthesia, or clinical lab pathologist fee).
Looks about right. The bill for our firstborn was something close to $30k. Had charges for operating room, etc. that we never used. Got that full bill for anesthesia even though the epidural didn’t work. Obstetrician full charge despite being delivered by a resident, and her OB never saw us since she was busy with a section. Then of course hospital and insurance company billed it to us as out-of-network, even though she delivered at the hospital where she was doing her residency, the only hospital covered. Hospital and insurance co did nothing to help us for months despite tons of calls and it clearly being in-network. It was literally going into collections when a colleague finally gave her an inside connection who gave a damn to look into it and fix the mistake. I was prepared to let them sue us for it, and to sue them for wrecking our credit.
OK I’m done with my rant. 😆
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You should look for language in your insurance policy about timely billing. Though probably to no avail as your insurance paid. If it was beyond their allowed billing period they probably wouldn’t have paid. But worth a little work investigating. 6 months is kinda ridiculous. Not uncommon, but still ridiculous for a delivery.
We got a bill from the hospital I work at over a year after delivery!!! I was starting to think maybe there was an error and we were never going to receive a bill. Talk about timely….Well we didn’t say anything because there is no reason to ruffle feathers and we can easily afford the bill. Anyway, to save money next time you could consider a home birth. (Yikes!)
No, do the delivery in the car in the hospital parking lot, this way if things go south you are already there
used to be 100 copy before Obamacare, for all 3 of my kids, That bill sound about right, is it worth you time to fight it to lower it a few hundred bucks?
