HankModeratorStatus: AttorneyPosts: 1404Joined: 03/27/2017
Yes, it’s best to lump some at the start of the year and pay only one transaction fee.
On the other hand, Fidelity now has an HSA that lets you invest everything with no minimum amount tied up in cash.December 18, 2018 at 10:34 am MST #174944
Catching up with this thread:
We’re in process of transferring from HealthEquity to HSA Bank due to employer change.
It looks like Devenir offers Vanguard funds.
Is this a new development? Is TD Ameritrade still the better option?September 6, 2019 at 10:56 am MST #244270
Looks like Devenir has 0.30 annual fee.
Leaning toward using TD Ameritrade and investing in SPTM as advised earlier in thread.September 6, 2019 at 11:23 am MST #244275LordosisParticipantStatus: PhysicianPosts: 1862Joined: 02/11/2019
I have HSA bank and was appalled by the options at Devenir. I use TDA and buy SPTM. However I learned that I can front load this account so I might do that next year and just buy VTI for a 1 time fee.
“Never let your sense of morals prevent you from doing what is right.”September 6, 2019 at 1:47 pm MST #244308
Out of curiosity – what did you not like about the Devenir funds?
They had Vanguard Target Date funds when I looked recently, as well as Vanguard REIT, SP 500, Intl etc.
Just wondering if Devenir updated funds recently? And if they did, would that change anyone’s decision?
However, 0.30 annual fee, plus ER (0.15 for target date fund) at Devenir sounds expensive compared to TD Ameritrade SPTM (0.03?)September 7, 2019 at 9:39 am MST #244465