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Help! Collections notice from gym

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  • Avatar gvs.psych 
    Participant
    Status: Resident
    Posts: 60
    Joined: 12/01/2016

    So, I had a very bad experience recently cancelling a gym membership. There was no term to the contract, it was ‘month-to-month’, but they required 45 day notice, so I still had to pay for an extra month and a half, had to pay the annual fee again as the renewal date occurred during the cancellation period, and was required to go into the gym during office hours with my spouse to complete the process. All very frustrating. I spent about $200 during the 45 day cancellation period. Then, despite all of this, I today received a collections notice from some random agency saying I owed them $28. I called the gym and they told me to ignore it since my account is paid off. But the notice was generated three days ago. The manager is not returning my calls.

    Gyms. Like, wtf guys.

    #238774 Reply
    Avatar G 
    Participant
    Status: Physician, Small Business Owner
    Posts: 1883
    Joined: 01/08/2016

    Ugh, no advice but I feel for you. I would BBB and Yelp the heck put of them.

    My home gym is/was the best investment I ever made!

    Good luck.

    #238781 Reply
    wonka31 wonka31 
    Participant
    Status: Physician
    Posts: 715
    Joined: 03/24/2018

    I’d get the name of the person you spoke with at the gym, try to re-contact the manager. If you get no response, I’d then send a CC’d letter to the gym stating that I spoke with ‘x’ who said not to worry about the $28 as my membership is paid off/closed.

    #238787 Reply
    Liked by Lordosis
    Avatar ZZZ 
    Participant
    Status: Spouse
    Posts: 730
    Joined: 06/18/2018

    Sounds like paying $28 is the most time efficient way to resolve that.

    #238795 Reply
    Liked by DCdoc, octopus85, MPMD
    MPMD MPMD 
    Participant
    Status: Physician
    Posts: 2608
    Joined: 05/01/2017

    anything under a hundred dollars i got from a collections agency i would just pay.

    not worth it to try to deal with the almost certain idiocy that led to your getting that notice.

    #238798 Reply
    Zaphod Zaphod 
    Participant
    Status: Physician, Small Business Owner
    Posts: 6339
    Joined: 01/12/2016

    Gyms are notorious for this, and billing you forever due to the “contract” that says so. Very frustrating.

    #238802 Reply
    Avatar Peds 
    Moderator
    Status: Physician
    Posts: 4695
    Joined: 01/08/2016

    What kind of gyms are you joining??

    #238804 Reply
    Lordosis Lordosis 
    Participant
    Status: Physician
    Posts: 2186
    Joined: 02/11/2019

    Sounds like paying $28 is the most time efficient way to resolve that.

    Click to expand…

    anything under a hundred dollars i got from a collections agency i would just pay.

    not worth it to try to deal with the almost certain idiocy that led to your getting that notice.

    Click to expand…

    What happens when the next bill comes in?  How long do you eat it for?

    “Never let your sense of morals prevent you from doing what is right.”

    #238814 Reply
    mkintx mkintx 
    Participant
    Status: Physician
    Posts: 72
    Joined: 01/08/2016

    This is why I hate gyms.

    #238835 Reply
    Liked by Zaphod, Kamban
    Avatar Kamban 
    Participant
    Status: Physician
    Posts: 2577
    Joined: 08/01/2016

    anything under a hundred dollars i got from a collections agency i would just pay.

    not worth it to try to deal with the almost certain idiocy that led to your getting that notice.

    Click to expand…

    On the other hand I refuse to give in to terrorism and blackmail. If it is legit, I pay it. if not, to hell with it, no way.

    I am FI and have all the credit cards I need. No need for mortgage or car loan. I don’t care what they do to my credit report. If needed, I can always add a rebuttal on my credit report.

    #238842 Reply
    Avatar molar roller 
    Participant
    Status: Dentist
    Posts: 87
    Joined: 05/31/2018

    or you can just

    anything under a hundred dollars i got from a collections agency i would just pay.

    not worth it to try to deal with the almost certain idiocy that led to your getting that notice.

    Click to expand…

    as any of us in private practice know, collection agencies are absolutely useless for collections.

    We send about $5-10K to collections every year.  Don’t remember the last time I got a dime back.

    In many states, collection agencies are not allowed to report to credit bureaus, so they are meaningless.

    I would just ignore it and they will go away.  If they don’t, ask them for documentation on the debt.  They will go away for a while and likely never come back for $28.

    #238848 Reply
    Lordosis Lordosis 
    Participant
    Status: Physician
    Posts: 2186
    Joined: 02/11/2019

    I have taken a stand for less when I know I am right.  It is stupid and a waste of time I know but I do not like to be pushed around.

    “Never let your sense of morals prevent you from doing what is right.”

    #238868 Reply
    Avatar Nrm07 
    Participant
    Status: Resident
    Posts: 2
    Joined: 03/19/2019

    Do not “just pay” the collection. If you do that you’ll have a paid collection on your credit report for 7 yrs. there’s a few ways to go about it, be sure to read up on it first. You can either make a contract with the collection agency to completely remove it from your report if you pay in full or to have the gym remove it if you pay them.

    #238890 Reply
    jfoxcpacfp jfoxcpacfp 
    Moderator
    Status: Financial Advisor, Accountant, Small Business Owner
    Posts: 8365
    Joined: 01/09/2016

    Would. Not. Pay.

    Johanna Fox Turner, CPA, CFP: I am not your financial advisor; any responses are for general purposes only
    http://www.fox-cpas.com/for-doctors-only ~ [email protected]

    #238910 Reply
    fatlittlepig fatlittlepig 
    Participant
    Status: Physician
    Posts: 1307
    Joined: 01/26/2017

    So, I had a very bad experience recently cancelling a gym membership. There was no term to the contract, it was ‘month-to-month’, but they required 45 day notice, so I still had to pay for an extra month and a half, had to pay the annual fee again as the renewal date occurred during the cancellation period, and was required to go into the gym during office hours with my spouse to complete the process. All very frustrating. I spent about $200 during the 45 day cancellation period. Then, despite all of this, I today received a collections notice from some random agency saying I owed them $28. I called the gym and they told me to ignore it since my account is paid off. But the notice was generated three days ago. The manager is not returning my calls.

    Gyms. Like, wtf guys.

    Click to expand…

    I would in the future just sign up for a year’s worth of membership, I believe that would get rid of this problem.

    #238912 Reply

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