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Partner wants to buy a Super Car worth 150k

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  • MPMD
    replied




    You all need to lighten up and live life a little. Once in a while, you just have to invest in your happiness rather than going with the financially logical choice, justifying it by insisting the counter argument is dumb.

    Just went shopping on Rodeo Dr. last week, now that car crowd are the guys I would go out for a drink with. Met some really cool dudes there.

    If you’re not into the camaraderie of enthusiasts, the intrigue of performance engineering, the roar of the ride thru a tunnel, the exhilaration of in an exotic convertible along the Pacific Coast Highway, or the thrills on the track, that’s fine. But if you are, life’s going to pass you buy with regrets – this and others.
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    i would 100% enjoy driving a super car down PCH and i would pay for the privilege.

    but you can rent the car for the day and do that for 1% of the purchase price or less.

    then when your job suddenly goes to ************************ you aren't paying the maintenance cost on a credit card.

    Leave a comment:


  • Zaphod
    replied
    Truth is it's not always.

    Also, a stingray is absolutley a super car. Chevy really messed up the marketing of the vette, it's a heck of a car and probably one of the best values for performance you can buy.

    I just wanted to pile on as many I feel were anchored to the word supercars, when someone talks about buying a tesla, many people dont feel so concerned that its 100k plus, a couple years ago it wouldnt be hard to push 150k on a tesla. However that was seen as acceptable.

    Just pointing out that we have biases that paint our interpretation and it really doesnt matter the what in the end. If you happen to value an extra 1000 sq ft in your home that's fine, someone else may prefer a nicer car. Personal finance is personal.

    Wci has a boat and such, but exactly a smart buy, and to an outsider looks just like the young doc way out loving his means.

    Leave a comment:


  • fatlittlepig
    replied







    I can say for 100% sure there’s nothing on rodeo drive that would remotely appeal to Fatlittlepig, even if it were free.
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    Of course there isn’t, but I’m sure the Mrs. would be thrilled with a small gift from Tiffany and Co. or Hermes, maybe a bracelet?

    That will be coincidentally $28K. No stress over financing. You can “walk in an walk out”!
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    If I ever dropped 28K on a piece of jewelry, I would just save everyone a lot of time and give it to my wife while driving, receipt in hand, back to the store to return it. Hint: Fatlittlepig is not the frugal one in this house.

    Leave a comment:


  • EntrepreneurMD
    replied




    I can say for 100% sure there’s nothing on rodeo drive that would remotely appeal to Fatlittlepig, even if it were free.
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    Of course there isn't, but I'm sure the Mrs. would be thrilled with a small gift from Tiffany and Co. or Hermes, maybe a bracelet?

    That will be coincidentally $28K. No stress over financing. You can "walk in an walk out"!

    Leave a comment:


  • fatlittlepig
    replied
    I can say for 100% sure there’s nothing on rodeo drive that would remotely appeal to Fatlittlepig, even if it were free.

    Leave a comment:


  • EntrepreneurMD
    replied
    You all need to lighten up and live life a little. Once in a while, you just have to invest in your happiness rather than going with the financially logical choice, justifying it by insisting the counter argument is dumb.

    Just went shopping on Rodeo Dr. last week, now that car crowd are the guys I would go out for a drink with. Met some really cool dudes there.

    If you're not into the camaraderie of enthusiasts, the intrigue of performance engineering, the roar of the ride thru a tunnel, the exhilaration of in an exotic convertible along the Pacific Coast Highway, or the thrills on the track, that's fine. But if you are, life's going to pass you by with regrets - this and others.

    Leave a comment:


  • Lordosis
    replied
    Haha. No.
    Chrysler Pacifica. I am kind of surprised how much I like it.

    Leave a comment:


  • danesgod
    replied




    Of course it’s not financially intelligent.. Neither is living in San Fran with insane taxes and paying 3M for a house in a good school district away from the needles and poop on sidewalk.

    If you boil everything down to “is this a good financial decision” then you’re going to be a really rich dead guy and pass a lot of money on. What is the point of that
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    It certainly seems like all my neighbors have the 3M house and the supercar. The Silicon Valley Joneses live on a different planet. Then again, I suspect I know who has the beefier 401k(s), ::flexes::

     

    ::cries::

    Leave a comment:


  • Brains428
    replied
    Did we lose the OP?

    Anyways... I was walking back to my fancy 2011 Accord that was parked next to a Corvette Stingray (I know, not a super car) in the parking lot. I can't say I'm not envious. If only the Accord had more than 60k miles on it.

    Um, if they can afford it, then why not? It's not for me. Not because I don't like fast cars, but more because I don't like attention.

    And I assumed @Lordosis drove one of those big Mercedes vans to haul around the family.

    Leave a comment:


  • Panscan
    replied
    Of course it's not financially intelligent.. Neither is living in San Fran with insane taxes and paying 3M for a house in a good school district away from the needles and poop on sidewalk.

    If you boil everything down to "is this a good financial decision" then you're going to be a really rich dead guy and pass a lot of money on. What is the point of that

    Leave a comment:


  • Tangler
    replied
    No smart way to buy expensive depreciating consumer artifacts. Do what you want, live your life but realize it is financially never intelligent to buy an expensive gas burning item. If you have the cash and really want it, go for it. I might go for a fishing boat before i die and that is likely less intelligent but ..........who knows, maybe i will just charter a boat a few times a year instead.

    Leave a comment:


  • GoBlueMD
    replied
    This question should be on CYAI. If the doc is doing bone work like the OPs name suggests, 150k won’t ruin financial goals. Lots of additional frivolous spending and poor retirement planning will.

    Leave a comment:


  • fatlittlepig
    replied




    “The guy with the fancy car has a fancy house and the fancy watch. Likely takes extravagant vacations as well. Maybe the golf clubs too I am not sure.”

    Yep, lots of people are really rich and have lots of nice things. Asceticism isn’t all that great when you’ve got money to burn. Good for them, enjoying the fruits of their labors or good fortune.
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    Well many of the people with the ostentatious lifestyle (esp physicians) can’t afford it, and there is a lot of space between asceticism and buying a Ferrari and Rolex.

    Leave a comment:


  • ZZZ
    replied
    "The guy with the fancy car has a fancy house and the fancy watch. Likely takes extravagant vacations as well. Maybe the golf clubs too I am not sure."

    Yep, lots of people are really rich and have lots of nice things. Asceticism isn't all that great when you've got money to burn. Good for them, enjoying the fruits of their labors or good fortune.

    Leave a comment:


  • Tim
    replied


    except you have the car until you sell it or it dies.
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    https://www.motortrend.com/news/7-sports-cars-hard-to-handle/

    Cars, motorcycles, buses, and the big trucks all take special drivers licenses to operate on the roads.

    Somehow we as a society, we exempt muscle cars and super cars. Driving high performance cars are a different skill as well. It's only on tracks that a special license is needed. The driver really needs to perform well at a high skill level.

    Carry on.

    Leave a comment:

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