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  • #16
    Annoyance factor.

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    • #17
      Is it true that a MMF is not insured against loss by FDIC?

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      • #18
        Yes. You can read the prospectus.

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        • #19
          I’ve amended my short term cash suggestion to also include Vanguard’s ultra short term bond index. Blend of federal and corporate and bonds short term and typically held to maturity so the credit risk is minimized.

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