I sometimes reflect on how my life would be different if I did not catch the personal finance bug. I would likely be spending more money and saving a lot less.
Would I have found ways to spend the extra? Would that have made me happier? Does anyone else ponder these things?
I am sure there are a lot of high income professionals out there who just max a 401k. But with a decent match you would be putting away 2k a year for a 35 year career and end up with ~2M pretax. Plus home equity and SS could lead to a comfortable retirement. Especially if you do not know what you are missing.
Would I have found ways to spend the extra? Would that have made me happier? Does anyone else ponder these things?
I am sure there are a lot of high income professionals out there who just max a 401k. But with a decent match you would be putting away 2k a year for a 35 year career and end up with ~2M pretax. Plus home equity and SS could lead to a comfortable retirement. Especially if you do not know what you are missing.
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