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Lofi Direct Mortgage - Anyone Use?

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  • Lofi Direct Mortgage - Anyone Use?

    Just got a quote from someone at Lofi Direct for 30 year conventional refi:

    2.50%, no credit
    2.625%, $4,500 credit

    This seems too good to be true. Anyone else use them? I've never used an online lender for a mortgage, and a place like Ally has a bit more clout as do traditional banks we all know of. Guy I spoke to has a NMLS# and I see reviews online through Bankrate and Zillow. Thoughts?
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