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Would you invest any differently if you had $10 million?

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  • Would you invest any differently if you had $10 million?

    Would you invest any differently if you had $10 million (not including your home)? If so, how would invest this?

  • #2
    no.

     

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    • #3
      Yes

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      • #4
        I do and will continue to reduce exposure to risk assets as my nest egg grows. At $10M, I would be 40-50% in stocks.

        Comment


        • #5




          I do and will continue to reduce exposure to risk assets as my nest egg grows. At $10M, I would be 40-50% in stocks.
          Click to expand...


          When you say "as it grows", do you really mean no matter how much it grows?  Is there an inflexion point where it changes?  For example, at 20 million, I'd probably have a lower percentage in bonds than at 10 million (but I would have a higher absolute amount in bonds).

          I'm pretty sure for most people there ought to be.  I suppose it maybe so high that you think you may never reach it.

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          • #6
            I would strive to be more diversified.

            More real estate or closely-held business.

            I would not want to be 100% in securities at that point.

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            • #7
              Since $10M is so far beyond my FI number, I could stand to lose over half of that and not even sweat it.  I'd be willing to take MORE risk once I had that kind of downside protection.

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              • #8




                Would you invest any differently if you had $10 million (not including your home)? If so, how would invest this?
                Click to expand...


                Is this question rooted in your personal 10 million dollar dream?

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                • #9







                  Would you invest any differently if you had $10 million (not including your home)? If so, how would invest this?
                  Click to expand…


                  Is this question rooted in your personal 10 million dollar dream?
                  Click to expand...


                  I would say more of a benchmark than dream.

                  Comment


                  • #10










                    Would you invest any differently if you had $10 million (not including your home)? If so, how would invest this?
                    Click to expand…


                    Is this question rooted in your personal 10 million dollar dream?
                    Click to expand…


                    I would say more of a benchmark than dream.
                    Click to expand...


                    That definitely sounds more attainable than a dream.  At what age will you be there?  normal retirement age 65 ? Or before

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                    • #11




                      no.

                       
                      Click to expand...


                      I am not surprised at the length of your answer but somewhat surprised by the content.

                       

                      I would take some chips off the table at that point.  Right now being 100% equity my plan is to diversify into bonds when I hit 1M or age 40 whichever comes first.  When I get to age 50 or 2.5M I will move to 20-25%.  Then increase a little further 30-35% when I anticipate retirement in the next 5 years.

                      The addition of 10 million would push me to those goals.  How much depends if I retire or not.

                      Comment


                      • #12













                        Would you invest any differently if you had $10 million (not including your home)? If so, how would invest this?
                        Click to expand…


                        Is this question rooted in your personal 10 million dollar dream?
                        Click to expand…


                        I would say more of a benchmark than dream.
                        Click to expand…


                        That definitely sounds more attainable than a dream.  At what age will you be there?  normal retirement age 65 ? Or before
                        Click to expand...


                        Assuming current income and 6% growth I should reach it by 45.

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                        • #13


                          but somewhat surprised by the content.
                          Click to expand...


                          why? my plan is different than yours.

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                          • #14
                            Holy Crap can you adopt me and my family please??  Peds might want in on this too!

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                            • #15





                              but somewhat surprised by the content. 
                              Click to expand…


                              why? my plan is different than yours.
                              Click to expand...


                              I am just surprised that someone can confidently say that such an addition at your present age would not alter your previously made plans.

                              If anyone could stay the course it would of course be you Peds!

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