Loan Officer: Eric Veronica
States: FL, IL, IN, KY, MD, MI, NC, OH, PA, SC, TN, VA


Our Physician Loan program allows for 100% on purchases up to $1,000,000.  This program has no monthly mortgage insurance (PMI). My program is eligible in the following 14 states.  FL, IN, IL, KY, MD, MI, NC, NY, OH, PA, SC, TN, VA, WV


M.D., D.D.S., D.M.D, D.O., DVM/Veterinarian, DPM/Podiatrist and O.D./Ophthalmologist.


First Federal Lakewood’s physician loan program is very competitive with other lenders in this space when comparing interest rates and fees.  There are a couple unique pieces of our loan program that other lenders do not offer. 

  • First Federal Lakewood can close a physician loan based on an employment contract if the start date is within 6 months.  Many of our competitors will only use new employment start dates within 30-60 days. 
  • Construction draw loans available in 5 states (KY, IN, MI, OH, PA)
  • Long term locks up to 12 months available

Eric Veronica (NMLS #83197) can be reached at 419- 318-8985 or [email protected]