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Spending

Choice and Consequences

One of the lessons frequently taught to me growing up was that I was free to choose anything I like, but that I wasn't free to choose the consequences of my choices. Those were attached to the choices, like two ends of a stick.

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The Taxman cometh

Your Secret Weapon

When bad things happen in the markets and your life, you may need to call forth your secret weapon. Using it is a powerful way to rapidly improve your financial ratios.

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Moderation in All Things

Physicians and other high income professionals don't need to adopt the habits of the extreme early retirement crowd in order to be financially successful. A moderate approach may help you optimize your happiness and your finances.

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