IRAs, RMDs, and the Crisis of Doctors with Too Much Money in Retirement
Phil Demuth explains what to do if you are a super-saver with an RMD problem. By using Roth conversions to ride the tax brackets, you can minimize the amount of tax paid.
Phil Demuth explains what to do if you are a super-saver with an RMD problem. By using Roth conversions to ride the tax brackets, you can minimize the amount of tax paid.
The elderly can get away with a lot more when it comes to retirement spending strategies, mostly thanks to their lower life expectancy. Just one more reason why retiring early is really expensive.
Multiple generations working together can create some awesome benefits. But pretending you are a bank or an insurance company in order to cut out the middleman is fraught with peril.
Should you divide your retirement money up between a stock/bond portfolio, a SPIA, and a VA with living benefits? Not so fast.
Moshe Milevsky's book makes a great case for pensionizing some of your nest egg, but falls short when explaining exactly how to do so.
Are you aware that most who follow a 4% safe withdrawal rate die with more money than they started retirement with? Here are 6 reasons to avoid hyper-conservatism with your SWR.
An important rule of thumb for the physician investor to understand is the 4% rule. What is a Safe Withdrawal Rate (SWR)? A safe withdrawal rate is the amount you can withdraw from a portfolio...