Disability Retirement Protection
I picked up a little gem the other day on the Bogleheads forum that I thought would be useful here. Brudude, an insurance agent who specializes in Guardian disability insurance, explained exactly wha...
I picked up a little gem the other day on the Bogleheads forum that I thought would be useful here. Brudude, an insurance agent who specializes in Guardian disability insurance, explained exactly wha...
In my experience, the only people who think equity-indexed annuities are a good idea are those who sell them, usually to unsophisticated seniors after a free steak dinner. Imagine my surprise to read...
I have a family member in her 50s who was recently diagnosed with metastatic pancreas cancer. She presented with painless jaundice, a pancreatic head mass was seen on CT, a biliary stent was placed,...
An explanation of a MEC, and 7 warnings about why you probably don't want one and how to avoid getting one unexpectedly.
Editor's Note: This is part 2 of a two part guest post aimed at helping you to compare the various disability insurance companies and their policies. If you haven't yet read it, start with part 1. La...
Editor's Note: I get submissions several times a week for guest posts. I turn down almost all of them. I find the best guest posts tend to be those that I solicit from others. This post is a good...
Whole life insurance has been a pillar of income to life insurance salesmen for years. It is often recommended, particularly to high earners, as a guaranteed investment with some wonderful tax benefi...
This is a loose transcript of an interview with Michael George, President and CEO of FPL Capital Management (aka www.financialplanning.com) on 19 December 2011. This is part two. You can find part o...
Insurance Ratios from Your Money Ratios I've already discussed Charles Farrell's book Your Money Ratios several times on this blog, including the all important Capital to Income Ratio and the Debt Rat...
Comparing Disability Insurance Policies This is the hardest post to write of all the ones I have done on disability insurance because I'm not a disability insurance agent. Because every policy is dif...
By Dr. James M. Dahle, WCI Founder There is a type of trust that protects your assets, helps with your estate planning, and helps minimize taxes. Unfortunately, it comes with a very big caveat. That c...
How much happiness does money really buy? Probably a lot less than you think. Here are 8 tips on how to maximize happiness through purposeful spending.
Malpractice Study- There was a great study on the frequency of malpractice suits and settlements by specialty in the New England Journal of Medicine recently. Figure 1 contains the meat of the articl...
Disability Insurance Part 6 - Other types of disability insurance This is part 6 in a series of posts on disability insurance. Here we'll cover some various types of disability including group disabi...
This is the 5th in a series on disability insurance. Previous installments can be found here. This will discuss how much disability insurance to buy, how to pay for a policy, and when to cancel the p...